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Every client has unique priorities, resources and goals. At FM Home Loans, we have successfully helped thousands of satisfied clients by presenting all relevant options. We weigh the costs and benefits of each loan type and match the client to the very best loan for their needs.  

Conventional Loans

There are 3 types of conventional loans in the United States: conforming loans, non-conforming loans and high-balance mortgages.

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Fixed Rate Mortgages

Exactly as its name implies, a Fixed Rate Mortgage has a fixed interest rate that remains static for the life of the loan.

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Adjustable Rate Loans

An adjustable-rate mortgage (ARM) has a flexible interest rate that responds to market fluctuation.

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Government Loans

You may be eligible for preferred rates and protections through government programs for military vets, senior citizens and many other designations.

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Specialty Loans

If you are: · Considering buying a home later in life · A foreign national looking to purchase a home in the US...

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Pre Approval

Getting Pre-Approved is probably the smartest way to begin the home buying process.

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