We're here for you during the uncertainty surrounding the Coronavirus (Covid-19) pandemic. Learn more

Zalmen Grossbard

Loan Officer / Branch Manager

NMLS ID #65476

Full Application

"Let Zalmen get you home!"


Zalmen prides himself on helping families and individuals achieve their dreams by leveraging FM Home Loans extensive mortgage lending resources to provide great rates, fast pre-approvals, superior customer service and hassle-free closings. As a Loan Officer with FM Home Loans, Zalmen is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Devoted, knowledgeable, professional and extremely responsive


 from 15 reviews


10/13/2021 | M.H.
best service


10/10/2021 | M.H.


10/01/2021 | J.B.
From day 1 to end he was here for us! No matter what obstacles came our way! He made it possible! Thank You


09/20/2021 | D.K.
It was pleasure dealing with R' Zalman. He is clear and courteous. A mechaya!


09/19/2021 | J.G.
Prompt and on top of the whole process


09/03/2021 | M.P.
Zalman and Jermy are wonderfouel


09/03/2021 | I.S.
made what usually is a unpleasant experience into a wonderful experience can’t waiti fir my refi….


08/28/2021 | E.W.


08/17/2021 | M.H.
Zalmen is the best


08/10/2021 | A.F.
Every step of the way up to closing


08/09/2021 | A.S.
Experience with honesty is only with zalman it is not my first business which I am doing with him and that is the reason behind it because


08/06/2021 | L.F.
It’s my 3rd or 4th (maybe more) time dealing with this firm It’s just plain a pleasure. It’s worth moving and refinancing just to be able to communicate with Zalman.


08/05/2021 | M.G.
Prompt friendly service,


08/05/2021 | M.K.
on top of everything


08/03/2021 | R.B.
Support and guidance throughout the process. Special shoutout to Jeremiah Mittelman for helping us through this journey, he is a classic example of selflessness!

Payment Calculator

Loan Information


Property Information


Taxes And Insurance Information

Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information


Home Purchase Information

Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.