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Zalmen Grossbard

Loan Officer / Branch Manager

NMLS ID #65476

Full Application

"Let Zalmen get you home!"


Zalmen prides himself on helping families and individuals achieve their dreams by leveraging FM Home Loans extensive mortgage lending resources to provide great rates, fast pre-approvals, superior customer service and hassle-free closings. As a Loan Officer with FM Home Loans, Zalmen is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Devoted, knowledgeable, professional and extremely responsive


 from 15 reviews


07/08/2020 | N.W.
Great and quick communications, Hearty responsibly going through the process.


07/05/2020 | J.M.


06/29/2020 | S.W.
Great person to deal with.


06/02/2020 | G.F.


06/02/2020 | J.F.
Quick and promising


05/22/2020 | A.P.
he is vary good and so is worker Jeremy Mittelman i had a great experience with them


05/13/2020 | H.G.
Quick and easy, always kept me updated


05/13/2020 | C.C.
Fast response, very good communicate with me... was a pleasure dealing with him...


04/30/2020 | A.E.
Got my loan approved quickly. Process was simple, and service was great.


04/24/2020 | M.T.
It’s a pleasure to dealing with zalmen


04/21/2020 | S.G.
Zalmen and his team have yet again proved that their knowledge, professionalism and expertise far exceeds any expectations. We look forward to working with them again.


04/21/2020 | J.M.
It was a pleasure


04/21/2020 | S.W.
He takes care of everything


04/20/2020 | E.W.
Jeremy Mittleman was very helpful step by step, he made it go smooth and easy. What a great team Zalmen and Jeremy! Thank you.


03/29/2020 | J.E.
Excellent service & communication skills

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Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information


Home Purchase Information

Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.