Zalmen Grossbard

Loan Officer / Branch Manager

NMLS ID #65476

Full Application

"Let Zalmen get you home!"


Zalmen prides himself on helping families and individuals achieve their dreams by leveraging FM Home Loans extensive mortgage lending resources to provide great rates, fast pre-approvals, superior customer service and hassle-free closings. As a Loan Officer with FM Home Loans, Zalmen is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Devoted, knowledgeable, professional and extremely responsive


 from 15 reviews


12/02/2022 | Y.S. | Monroe, NY
Effortless, zalmen goes out of his way to get the documents he needs. I don't have to keep calling for updates to push my file, since he owns my file 100%.


11/28/2022 | S.H. | Goshen, NY
Zalmen is very responsive I'm explaining every little detail With patience Zalmen is the best


11/21/2022 | B.O. | Highland Mills, NY
Zalmen knows his stuff good!


11/11/2022 | M.H. | Toms River, NJ
Zalmen is the best!


10/07/2022 | S.R. | Brooklyn, NY
Around the clock instant service


09/28/2022 | Y.L. | Spring Valley, NY
Very honest and quick!


09/11/2022 | Y.S. | Monroe, NY
You work on my file as it's your own mortgage!


09/08/2022 | E.R. | Oakhurst, NJ
Best mortgage broker to work with. Pleasant , quick, and extremely knowledgeable. Thanks for everything!!!


09/06/2022 | Y.Z. | Highland Mills, NY
Zalmen groosbard.


09/04/2022 | J.D. | Monroe, NY
Great experience. Definitely recommend


09/02/2022 | L.F. | Monroe, NY
He’s the best in 1 word


08/29/2022 | P.F. | Brooklyn, NY
Very Professional Great Service


08/28/2022 | S.G. | East Brunswick, NJ
Constant communication, very clear explanation on the process and delivering on time:)


08/26/2022 | L.F. | Monroe, NY
Quick and smooth


08/11/2022 | E.R. | Oakhurst, NJ
Zalmen is very knowledgeable and helpful through the process of getting a mortgage. Thanks

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Compare the estimated costs of buying vs. renting a home.

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Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.