Zalmen GrossbardLoan Officer / Branch Manager
NMLS ID #65476Full Application
"Let Zalmen get you home!"
Zalmen prides himself on helping families and individuals achieve their dreams by leveraging FM Home Loans extensive mortgage lending resources to provide great rates, fast pre-approvals, superior customer service and hassle-free closings. As a Loan Officer with FM Home Loans, Zalmen is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.
Devoted, knowledgeable, professional and extremely responsive
Direct: (718) 906-6180
Fax: (215) 243-7370
Cell: (845) 537-0848
Licensed States: FL, NJ, NY
FM HOME LOANS - MONROE BRANCH
491 Rt 208
Monroe, NY 10950
Rent Vs. Own
Compare the estimated costs of buying vs. renting a home.
|Home Purchase Price:|
|Mortgage Interest Rate:|
|Should you rent or own?|
|Average monthly payment increase if owning:|
|Estimated total gain over 7 years if owning:|
|Initial Rent Payment|
|PMI (Mortgage Insurance)|
|Before Tax Monthly Payment|
|Annual Home Maintenance|
|Total Payments Over 7 Years|
|Total Tax Savings Over 7 Years|
|Average After Tax Monthly Payment|
|Estimated Home Selling Price|
|Estimated Cost to Sell|
|Down Payment & Initial Closing Costs With Unearned Interest|
|Investment Gain of Owning vs. Renting|
|Total Payment Savings of Owning vs. Renting|
|Total Payment Savings of Renting vs. Owning|
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
RE Training & Seminars
Find out about our exclusive training, seminars and growth opportunities for real estate professionals. Ask your LO for details.
Check Loan Status
Login with your account info to view the status of your loan. Contact your loan officer for details.
Appraisals are required to determine the value of the property. We will let you know when it’s the proper time to pay for your appraisal. When notified, please enter and order your appraisal.