Yosef Sapezhansky

Loan Officer

NMLS ID #1846779

Full Application


"Let Yosef get you home!"

Bio

Yosef uses FM Home Loans extensive mortgage lending resources and experience to provide his clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, Yosef is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super powers

Tenacity, Commitment, Reliability, Humor, Warmth and Athleticism.

Reviews

 from 15 reviews

 

11/28/2022 | G.H. | Medford, NJ
Yosef is extremely helpful, very pleasant to deal with and will smooth out any complications. Yosef is the BEST!!!

 

11/22/2022 | H.W. | Lakewood, NJ
Great service

 

11/18/2022 | J.G. | Jackson, NJ
Yosef work tirelessly to ensure my mortgage closed. He went above and beyond making sure no detail was overlooked, in order to ensure a smooth closing. Looking forward to working with Yosef in the future

 

11/17/2022 | B.S.
Yosef was quick, efficient and helpful throughout the whole process.

 

11/17/2022 | Y.K. | Toms River, NJ
Yosef made himself available to answer any question that came up. He went above and beyond to get our loan processed fast and easy. Definitely will recommend him to everyone!

 

11/07/2022 | J.W. | Lakewood, NJ
We got the mortgage

 

09/29/2022 | M.E. | Manchester, NJ
Yosef went above and beyond to make everything as smooth as possible. He was very patient and explained all the different options really wel. He was so passionate in helping me get the best rate and to close as soon as possible.

 

09/01/2022 | Y.G. | Toms River, NJ
I have dealt with many so-called big-name mortgage brokers. None of them come close to Yosef in terms of being on top of every detail, walking the extra mile and turning every last stone to get it done!

 

08/26/2022 | M..
Yosef is a workaholic always putting in max effort for his clients. He was constantly looking out for me to get the best possible rate and running all the numbers to make sure that I chose the best options for my mortgage. He's available and answers messages at all times of day and night and he was an absolute pleasure to work with! If you see this review and are looking to buy, reach out to Yosef Now!

 

08/25/2022 | Y.G. | Toms River, NJ
Yosef is the king of mortgages!

 

07/22/2022 | Y.G. | Howell, NJ
Yosef is so on top of everything from beginning to end like a breeze! He is creative, professional, courteous, honest and delivers like a pro!!

 

05/30/2022 | B.U. | New York, NY
Always available

 

05/08/2022 | N.M.
Thank you so much for always being available, answering all our questions with so much patience and making sure we got approved, even though we were not a simple case to take on! We plan on referring you to all our friends. Thank you so much!

 

05/04/2022 | P.S.
Very helpful, knowledgeable, patient.

 

05/02/2022 | Y.T.
Everything.

Payment Calculator

Loan Information

$
%
years

Property Information

$

Taxes And Insurance Information

Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information

$
%
$

Home Purchase Information

$
$
%
%
$
%
%
Years
%
%
%
%
Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning
Re-Calculate With New Input

Download / Print

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.