Vivian CruzLoan Officer
NMLS ID #2009726Full Application
"Let Vivian get you home!"
Vivian uses FM Home Loans extensive mortgage lending resources and experience to provide her clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, Vivian is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication..
Tenacity, Commitment, Reliability, Humor, Warmth and Athleticism.
Direct: (917) 353-1430
Cell: (917) 353-1430
Licensed States: NJ
FM HOME LOANS - RUTHERFORD BRANCH
301 Route 17 North
Rutherford, NJ 07070
Rent Vs. Own
Compare the estimated costs of buying vs. renting a home.
|Home Purchase Price:|
|Mortgage Interest Rate:|
|Should you rent or own?|
|Average monthly payment increase if owning:|
|Estimated total gain over 7 years if owning:|
|Initial Rent Payment|
|PMI (Mortgage Insurance)|
|Before Tax Monthly Payment|
|Annual Home Maintenance|
|Total Payments Over 7 Years|
|Total Tax Savings Over 7 Years|
|Average After Tax Monthly Payment|
|Estimated Home Selling Price|
|Estimated Cost to Sell|
|Down Payment & Initial Closing Costs With Unearned Interest|
|Investment Gain of Owning vs. Renting|
|Total Payment Savings of Owning vs. Renting|
|Total Payment Savings of Renting vs. Owning|
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.