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Timothy Fox

Loan Officer

NMLS ID #2017742

Full Application

"Let Timothy get you home!"


Tim comes to the mortgage industry after a career in the US Marine Corps and over a decade in corporate sales and management in the software, industrial marketing, and office products industries. His time as a Marine gave him the opportunity to work with people from around the world, while also teaching him to work under intense deadlines.  If you ask him, he’ll readily tell you that the lessons he learned as a Marine have greatly contributed to his success in business and life.

Marines rely on teamwork, and Tim utilizes the mortgage processing experts at FM Home Loans to help him achieve the mission of helping homeowners and commercial borrowers get the funding they need to make their own dreams come true. 

That dream is also reliant upon an effective Realtor/Loan Officer relationship.  As a leader, Tim knows full well that respect, communication, and performance keeps this relationship alive and healthy.  Through thick and thin, Tim will work as hard as necessary to get the job done.

When you need help with funding, no matter how sticky it might be…

“Tell it to the Marine!”

Super Powers

Open Book, Data Geek, Infographics Nerd, Sometimes Funny

Payment Calculator

Loan Information


Property Information


Taxes And Insurance Information

Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information


Home Purchase Information

Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.