Sue Baxter

Branch Manager

NMLS ID #84520

Full Application

"Let Sue get you home!"


Sue Baxter, ‪Branch Manager at FM Home Loans in Westport, CT., brings to the mortgage industry a truly unique quality: her unparalleled expertise. Her 30 plus years of mortgage experience both working for brokers and bankers has fostered her exceptional organizational skills, effective communication prowess and the ability to delegate and create a tireless team committed to closing loans for very happy clients. Fluent in Spanish, Sue has been successful in navigating the mortgage process for a broader clientele. Knowing that the mortgage process can often be stressful, she often taps into her training as a meditation instructor and goes the extra mile to facilitate a smoother process. Sue prides herself on infusing a calmness and a great sense of humor throughout the mortgage loan journey.

Super Powers

Experienced, Professional, Knowledgeable, Warm, Fun and Reliable


 from 15 reviews


09/29/2022 | V.M. | Norwalk, CT
Sue was very helpful in finding out what programs I was eligible for as a first time home buyer.


07/18/2022 | R.C. | Fairfield, CT
The level of commitment, care, and dedication demonstrated during our borrowing process has been top level. Sue and Katie do a great job getting things done timely. Great experience! Rajeev Chennattu


05/29/2022 | J.K. | Westport, CT
Made the process extremely clear and easy


05/28/2022 | H.P. | Weston, CT
Sue and Katie were great! They kept us informed throughout the process. I would highly recommend them.


05/26/2022 | R.K. | Westport, CT
This was the least painful mortgage closes I’ve ever had. Sue and her team went the extra mile to get us the best rate and we’re very helpful to get throughout the closing.


04/17/2022 | R.A. | Norwalk, CT
Sue is a true professional. Totally committed to her customers. Walked me through the refinance and made the process enjoyable. The best there is in the business. Would and have recommended her to friends and family.


04/17/2022 | W.B. | Westport, CT
Sue was amazing


03/30/2022 | K.P. | New York, NY
Very responsive and patient with our questions


03/30/2022 | A.P. | New York, NY
Sue was very responsive. She answered all our questions promptly and clearly. She kept exploring mortgage options until she found the one that was perfect for us - and that met our co-op's stringent requirements for buying a second apartment int he building. We trust Sue completely and are currently working with her on a mortgage consolidation.


03/28/2022 | B.K. | Fairfield, CT
Sue and her team were very open, honest and forthcoming with info throughout the process, and made it as seamless as possible (when home buying is typically a very stressful time!) Whenever my husband and I needed to fill out a document, they notified us right away and gave very detailed explanations/instructions throughout the entire process. Very pleased!


03/27/2022 | D.K. | Fairfield, CT
Extremely knowledgeable, very responsive and easy process.


03/10/2022 | J.R. | Darien, CT
Sue is great at helping navigate a long and challenging process with a clear and professional approach that makes the whole experience easier and less painful.


02/04/2022 | S.N. | Wilton, CT
So helpful, great thank you so much


02/01/2022 | R.W. | Darien, CT
The ease of communication and personal service was what really made the experience for me. I appreciated Sue's willingness to take the time to explain everything to me and talk through various scenarios. I also appreciated her willingness to respond during non-business hours.


12/13/2021 | R.L. | Osprey, FL
Sue is professional, intelligent, works swiftly and is pleasant to work with.

Payment Calculator

Loan Information


Property Information


Taxes And Insurance Information

Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information


Home Purchase Information

Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.