Steven Hartstein

Senior Loan Officer

NMLS ID #54004

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"Let Steven get you home!"


Steve has been a loan officer since 2000, helping countless clients achieve their ultimate goal of home ownership in a pleasant and uncomplicated manner. As a Senior Loan Officer with FM Home Loans, Steven is a master at expertly weaving together banks, brokers, buyers, sellers, and everyone in between; ensuring that his clients receive the very best loan, tailored to their specific needs.

A bike rider and spin instructor with a commitment to healthy living, Steve understands the value of working hard for the things you want. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Speed, Reliable, Knowledgeable, Aggressive, Thoughtful and Caring. 


 from 15 reviews


06/04/2019 | Y.S.
Steve Hartstein is just a great guy, and he helped me figure out exactly what I needed to do in order to make this process as smooth and as quick as possible. I can’t say enough good things about the guy.


04/29/2019 | A.B.
Thank you again for everything


04/09/2019 | A.E.
Very and nice and professional. Highly recommended


04/08/2019 | J.G.
Steve went above and beyond to find the mortgage that matched our needs, as a result we are happily living in the house we were hoping for.


04/03/2019 | S.W.
Steven and his colleague Chanelle went beyond any reasonable expectation in helping my wife and I get through the mortgage process. No superlative I can think of would be effusive enough to express my impression of their work and my gratitude for their help. Highest possible recommendation.


03/28/2019 | M.H.
Steve and his associate Chanelle went above and beyond to answer every question we had immediately and with a smile (or emoji). I can't imagine working with a better broker.


02/15/2019 | K.F.
Helped me thru my process answered any questions I had also gave great advice on my first home purchase


12/08/2018 | J.J.
FM Home Loans is a company which demonstrates the essence of customer service. A warm welcome is received at the door and throughout the entire process. The individual assigned to me demonstrated great patience to ensure that I understood every step of the process. A high level of professionalism was maintained, even when I was tardy in responding. Regardless of the number of times one may call to ask questions, seek clarification, or walk through a process, patience was exuded.


10/30/2018 | Y.L.
Steven made it great


10/27/2018 | R.G.
Excellent service, great team!!


09/28/2018 | R.U.
Steve and Chanelle are the BEST!


07/06/2018 | E.M.
what ever he promiss he deliver good customer service good rate


04/03/2018 | O.R.
It was a great experience working wth Steve on purchasing our home in Long Beach NY. He was always reachable and ready to answer any questions we had, and we had many. His professionalism, expertise and patients made this process very easy. We would definitely recommend Steve to our friends and family and look forward to working wth him again in the future.


03/30/2018 | A.L.
From the minute we got in contact with Steve to the moment we closed on our home, we experienced zero stress. That will always stay with us about him. It’s almost strange to write this given the nature of real estate - but he made the process fun. Steve’s friendliness, poise, and total knowledge makes him and his team at FM stellar to work with. Obvious bonus is that you’ll get the best product on top of it all. Thank you for everything!


03/30/2018 | M.L.
Steve went above and beyond for us at every step. He was communicative, consistent, and always pleasant. He took a stressful process and made it easier and more enjoyable than we could have imagined!