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Steven Hartstein

Senior Loan Officer

NMLS ID #54004

Full Application


"Let Steven get you home!"

Bio

Steve has been a loan officer since 2000, helping countless clients achieve their ultimate goal of home ownership in a pleasant and uncomplicated manner. As a Senior Loan Officer with FM Home Loans, Steven is a master at expertly weaving together banks, brokers, buyers, sellers, and everyone in between; ensuring that his clients receive the very best loan, tailored to their specific needs.

A bike rider and spin instructor with a commitment to healthy living, Steve understands the value of working hard for the things you want. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Speed, Reliable, Knowledgeable, Aggressive, Thoughtful and Caring. 

Reviews

 from 15 reviews

 

09/27/2022 | Z.B. | Brooklyn, NY
Steve provided excellent information, constantly made himself available, and went above and beyond to get our deal done.

 

09/15/2022 | K.P. | Brooklyn, NY
Steve was wonderful to work with. He took his time to explain everything and was available when I had any questions. I was highly impressed with the amount of patience and attentive service. I don't have enough good words for Steve and his team. All I can really say is, thank you!

 

09/11/2022 | M.K. | Atlantic Beach, NY
Stev was there for us every step of the way providing us with incredibly valuable advice and guidance. We look forward to using Steve again and would highly recommend Steve. Menachem Kestenbaum - First Time Homeowner

 

08/12/2022 | J.G. | Brooklyn, NY
Steve is a consummate professional who is able to find solutions in a challenging real estate market. I have worked with Steve multiple times and will continue to do so for every purchase. He is also just a great person and very enjoyable to work with.

 

05/09/2022 | J.T. | New York, NY
Great service, knowledgable, personable, extremely helpful, answered every question, provided info proactively

 

01/25/2022 | J.P. | Brooklyn, NY
Steve makes himself available

 

01/13/2022 | M.F. | Brooklyn, NY
Steve took care of all the details we couldn't possibly know to take care of. Thank you!

 

01/10/2022 | L.V. | Flushing, NY
very professional & patient

 

01/09/2022 | C.R. | Atlantic Bch, NY
Steven and Chanelle were very communicative and made sure I understood everything I was signing. They also had a lot of patience helping me gather all the information I needed to get my loan.

 

12/20/2021 | S.S. | Brooklyn, NY
Wouldn’t work with anyone else

 

11/11/2021 | E.G. | New York, NY
Clear timeline and timely responses on all questions. Smooth and straight forward process.

 

09/27/2021 | M.F. | Cedarhurst, NY
Steven was very responsive to any questions or concerns I had throughout the refinance process. He made me feel that I was an important client. It was a pleasant experience to have Steven on the process.

 

08/26/2021 | M.P. | Brooklyn, NY
Steve was very prompt about returning e-mails and phone calls. He took time to explain things and was very helpful in helping me understand the process and documents. Very friendly too.

 

08/09/2021 | J.P. | Brooklyn, NY
Responsive, creative, professional

 

08/03/2021 | N.A. | Brooklyn, NY
Good and prompt communication generally and fast responses to all questions.

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Compare the estimated costs of buying vs. renting a home.

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Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.