Steven HartsteinSenior Loan Officer
NMLS ID #54004Full Application
"Let Steven get you home!"
Steve has been a loan officer since 2000, helping countless clients achieve their ultimate goal of home ownership in a pleasant and uncomplicated manner. As a Senior Loan Officer with FM Home Loans, Steven is a master at expertly weaving together banks, brokers, buyers, sellers, and everyone in between; ensuring that his clients receive the very best loan, tailored to their specific needs.
A bike rider and spin instructor with a commitment to healthy living, Steve understands the value of working hard for the things you want. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service.
Speed, Reliable, Knowledgeable, Aggressive, Thoughtful and Caring.
Direct: (212) 223-0051
Fax: (718) 732-0912
Cell: (917) 558-0679
Licensed States: NY
FM HOME LOANS - MIDWOOD CORPORATE OFFICE
2329 Nostrand Avenue, 3rd Floor
Brooklyn, NY 11210
Rent Vs. Own
Compare the estimated costs of buying vs. renting a home.
|Home Purchase Price:|
|Mortgage Interest Rate:|
|Should you rent or own?|
|Average monthly payment increase if owning:|
|Estimated total gain over 7 years if owning:|
|Initial Rent Payment|
|PMI (Mortgage Insurance)|
|Before Tax Monthly Payment|
|Annual Home Maintenance|
|Total Payments Over 7 Years|
|Total Tax Savings Over 7 Years|
|Average After Tax Monthly Payment|
|Estimated Home Selling Price|
|Estimated Cost to Sell|
|Down Payment & Initial Closing Costs With Unearned Interest|
|Investment Gain of Owning vs. Renting|
|Total Payment Savings of Owning vs. Renting|
|Total Payment Savings of Renting vs. Owning|
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.