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Steven Hartstein

Senior Loan Officer

NMLS ID #54004

Full Application

"Let Steven get you home!"


Steve has been a loan officer since 2000, helping countless clients achieve their ultimate goal of home ownership in a pleasant and uncomplicated manner. As a Senior Loan Officer with FM Home Loans, Steven is a master at expertly weaving together banks, brokers, buyers, sellers, and everyone in between; ensuring that his clients receive the very best loan, tailored to their specific needs.

A bike rider and spin instructor with a commitment to healthy living, Steve understands the value of working hard for the things you want. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Speed, Reliable, Knowledgeable, Aggressive, Thoughtful and Caring. 


 from 15 reviews


09/01/2020 | J.R.
Steve has been a trusted resource for our family for over a decade now. He gives honest advice and we will always go to him first for any mortgage needs.


08/29/2020 | K.N.
Great customer service and always available to answer my questions.


08/29/2020 | R.R.
Steve is a trusted advisor. He gives us honest advice and is straightforward. We have worked with Steve over the last 10 years. I have recommended Steve to our family and friends and I would use him again if we buy another property.


07/17/2020 | B.E.
Well due to the fact that we were in an epidemic business was able to be conducted without hindrances


06/26/2020 | R.D.
Very smooth, a little timely but smooth & easy process.


05/13/2020 | R.K.
I’m a 1st time home buyer Steven and chanelle helped me step by step got me a great rate it was a pleasure working with them definitely recommending fiends


03/21/2020 | A.E.
For sure best and most knowledgeable mortgage broker in nyc. Always a pleasure working with Steve


02/24/2020 | Z.S.
Every aspect of our experience was good.


02/17/2020 | S.K.


01/24/2020 | T.C.
Steve was extremely knowledgable, professional and provided me with rapid service. As a real estate professional this is the type of service that can allow my business to thrive. I am working on another loan and have already recommended 3 clients that share my sentiments. Thank you for having Steve on your team. He is such an amazing asset. I look forward to working with Steve on many real estate transactions in the future. All the best. TORRI CLAYTON


01/11/2020 | M.A.
Mr. Harvey and Mrs. Nardella pushed me to get all my paperwork even when I didn't want to. The support was crucial. They gave me leads as to how to go about retrieving my items I could not find. Helped me keep a watch on my credit. It was a long process that they guided me through very well.


11/11/2019 | C.T.
I would like to thank Steve for helping me with my mortgage everything he told me was honest and he was a very efficient mortgage broker


06/04/2019 | Y.S.
Steve Hartstein is just a great guy, and he helped me figure out exactly what I needed to do in order to make this process as smooth and as quick as possible. I can’t say enough good things about the guy.


04/29/2019 | A.B.
Thank you again for everything


04/09/2019 | A.E.
Very and nice and professional. Highly recommended

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The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.