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Steven Hartstein

Senior Loan Officer

NMLS ID #54004

Full Application

"Let Steven get you home!"


Steve has been a loan officer since 2000, helping countless clients achieve their ultimate goal of home ownership in a pleasant and uncomplicated manner. As a Senior Loan Officer with FM Home Loans, Steven is a master at expertly weaving together banks, brokers, buyers, sellers, and everyone in between; ensuring that his clients receive the very best loan, tailored to their specific needs.

A bike rider and spin instructor with a commitment to healthy living, Steve understands the value of working hard for the things you want. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Speed, Reliable, Knowledgeable, Aggressive, Thoughtful and Caring. 


 from 15 reviews


05/09/2022 | J.T. | New York, NY
Great service, knowledgable, personable, extremely helpful, answered every question, provided info proactively


01/25/2022 | J.P. | Brooklyn, NY
Steve makes himself available


01/13/2022 | M.F. | Brooklyn, NY
Steve took care of all the details we couldn't possibly know to take care of. Thank you!


01/10/2022 | L.V. | Flushing, NY
very professional & patient


01/09/2022 | C.R. | Atlantic Bch, NY
Steven and Chanelle were very communicative and made sure I understood everything I was signing. They also had a lot of patience helping me gather all the information I needed to get my loan.


12/20/2021 | S.S. | Brooklyn, NY
Wouldn’t work with anyone else


11/11/2021 | E.G. | New York, NY
Clear timeline and timely responses on all questions. Smooth and straight forward process.


09/27/2021 | M.F. | Cedarhurst, NY
Steven was very responsive to any questions or concerns I had throughout the refinance process. He made me feel that I was an important client. It was a pleasant experience to have Steven on the process.


08/26/2021 | M.P. | Brooklyn, NY
Steve was very prompt about returning e-mails and phone calls. He took time to explain things and was very helpful in helping me understand the process and documents. Very friendly too.


08/09/2021 | J.P. | Brooklyn, NY
Responsive, creative, professional


08/03/2021 | N.A. | Brooklyn, NY
Good and prompt communication generally and fast responses to all questions.


07/29/2021 | J.G. | Brooklyn, NY
Steve is a pleasure to work with and is extremely knowledgeable about every aspect of the process.


07/22/2021 | M.D. | Woodmere, NY
Steve and Chanelle were a pleasure to work with and got a difficult refinance closed quickly and smoothly.


07/02/2021 | G.C. | Brooklyn, NY
I was very satisfied with their service. They were able to work expeditiously and get me to closing on my home. I highly recommend Mr Steven Hartstein and FM Home Loans.


06/25/2021 | M.F. | Cedarhurst, NY
personal touch. Answered all my questions right away. Showed he cared about his client.

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The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.