Steven Hartstein

Senior Loan Officer

NMLS ID #54004

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"Let Steven get you home!"


Steve has been a loan officer since 2000, helping countless clients achieve their ultimate goal of home ownership in a pleasant and uncomplicated manner. As a Senior Loan Officer with FM Home Loans, Steven is a master at expertly weaving together banks, brokers, buyers, sellers, and everyone in between; ensuring that his clients receive the very best loan, tailored to their specific needs.

A bike rider and spin instructor with a commitment to healthy living, Steve understands the value of working hard for the things you want. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Speed, Reliable, Knowledgeable, Aggressive, Thoughtful and Caring. 


 from 15 reviews


02/15/2019 | K.F.
Helped me thru my process answered any questions I had also gave great advice on my first home purchase


12/08/2018 | J.J.
FM Home Loans is a company which demonstrates the essence of customer service. A warm welcome is received at the door and throughout the entire process. The individual assigned to me demonstrated great patience to ensure that I understood every step of the process. A high level of professionalism was maintained, even when I was tardy in responding. Regardless of the number of times one may call to ask questions, seek clarification, or walk through a process, patience was exuded.


10/30/2018 | Y.L.
Steven made it great


10/27/2018 | R.G.
Excellent service, great team!!


09/28/2018 | R.U.
Steve and Chanelle are the BEST!


07/06/2018 | E.M.
what ever he promiss he deliver good customer service good rate


04/03/2018 | O.R.
It was a great experience working wth Steve on purchasing our home in Long Beach NY. He was always reachable and ready to answer any questions we had, and we had many. His professionalism, expertise and patients made this process very easy. We would definitely recommend Steve to our friends and family and look forward to working wth him again in the future.


03/30/2018 | A.L.
From the minute we got in contact with Steve to the moment we closed on our home, we experienced zero stress. That will always stay with us about him. It’s almost strange to write this given the nature of real estate - but he made the process fun. Steve’s friendliness, poise, and total knowledge makes him and his team at FM stellar to work with. Obvious bonus is that you’ll get the best product on top of it all. Thank you for everything!


03/30/2018 | M.L.
Steve went above and beyond for us at every step. He was communicative, consistent, and always pleasant. He took a stressful process and made it easier and more enjoyable than we could have imagined!


03/20/2018 | P.C.


02/12/2018 | C.H.
As a first time Home Buyer, Steve and CO guided me through the murky waters of Mortgages and the avalanche of paperwork. Overall, a very satisfying experience.


02/11/2018 | D.P.
Steven is professional, courteous, patient, readily available, and most importantly, is an expert at what he does and was a pleasure to work with.


01/19/2018 | M.L.
My case was a bit complicated, Steven took the time to explain the process to my family and I. He was always there to answer all of our questions.


11/24/2017 | D.F.
Very helpful !


11/24/2017 | J.A.
Attention to detail. Always having his finger on the pulse and constant availability.