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Steven Gottesman

Vice President/Branch Manager

NMLS ID #65193

Full Application

"Let Steven get you home!"


Steven prides himself on helping families and individuals achieve their dreams by leveraging FM Home Loans extensive mortgage lending resources to provide great rates, fast pre-approvals, superior customer service and hassle-free closings. Steven is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Organized, Leadership, Warm, Positive, Knowledgeable, Responsive and Professional 


 from 15 reviews


10/18/2020 | A.A.
Good customer communication


10/17/2020 | M.N.
The expertise of the workers the patient they had to explain things you don’t know. Thanks for all your help


10/06/2020 | B.R.
Steven was an excellent broker, he performed all tasks to a very high level and most importantly, educated me throughout the process.


10/06/2020 | D.K.
Steven Gottesman did a phenomenal job in advising me about my options regarding my loan. He always return calls and helps you every step of the way.


09/27/2020 | O.F.
Thank you for a fast and professional service.


09/24/2020 | B.F.
Professional, fast Honest


09/04/2020 | C.M.
Steven is on top of the situation form the get go, explains everything clearly and takes the time to go through all of the options. He is incredibly knowledgeable, very personable and a pleasure to deal with. This is the third time he has helped us.


08/04/2020 | T.F.
Efficient , thorough and worked hard to get the job done . Thank you !


05/28/2020 | J.C.
Steve was very diligent and accurate in his observations. I never felt like I was being given inaccurate information. throughout the process I always felt informed and knew exactly what to expect. We were able to close even during the onset of COVID-19 and everything went as smooth as possible given the situation. Thank you!


05/19/2020 | A.R.
Best service in the business


02/02/2020 | P.M.
Steve was not just the bank for me, he was a 24/7 friend, consultant and lawyer. Thank you


12/28/2019 | S.M.
Steve was very supportive throughout the loan process. He was prompt in response and he helped to understand overall loan process. I would like thank Steve for his support and help.


12/16/2019 | A.R.


12/11/2019 | R.L.
Having all my questions answered. Open Avenue of communication at all times!!


11/06/2019 | L.S.
Very professional and courteous, everything was a specified.

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Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

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Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
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PMI (Mortgage Insurance)
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Homeowner's Insurance
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Total Payments Over 7 Years
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Estimated Home Selling Price
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Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.