Steven Gottesman

Vice President/Branch Manager

NMLS ID #65193

Full Application

"Let Steven get you home!"


Steven prides himself on helping families and individuals achieve their dreams by leveraging FM Home Loans extensive mortgage lending resources to provide great rates, fast pre-approvals, superior customer service and hassle-free closings. Steven is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Organized, Leadership, Warm, Positive, Knowledgeable, Responsive and Professional 


 from 15 reviews


12/02/2022 | O.A. | Montclair, NJ
Steve and team are great and highly responsive to customer needs


10/08/2022 | M.A. | Tappan, NY
Real pro...recommended...


09/19/2022 | S.G. | Dix Hills, NY
Everything was done professionally, efficiently, and quickly.


09/12/2022 | S.B. | West Hempstead, NY
The knowledge, flexibility and patience Steven showed me was something I rarely see in todays business world. Thank you again!


06/30/2022 | A.S. | Lawrence, NY
Steven was amazing and so helpful!


06/09/2022 | S.F. | Woodmere, NY
Steven walked me through every step of the loan process. He provided insight and advice as to the type of loan that best suited my needs. He communicated with me constantly and made sure that there were no issues in qualifying or obtaining the loan.


04/27/2022 | L.F. | Miami Beach, FL
Steve and his team Literally held our hand through the entire process!!! Was allways immediately available to answer any questions or concerns we Had


04/12/2022 | A.R. | Bronx, NY
Unbelievable service and attention to detail


04/08/2022 | N.S. | Brooklyn, NY
Service care and deliveries


04/06/2022 | M.W. | Lauderhill, FL
Steven was amazing. Extremely knowledgeable, responsive and clever. He helped us navigate the entire process expertly!


04/04/2022 | N.N. | Merrick, NY
Steve knows what he is doing. Hands down. He's a straight shooter and gets the job done.


04/01/2022 | D.B. | Ridgewood, NY
The time Steve took explaining all of the options


03/29/2022 | A.R. | Great Neck, NY
Excellent experience


03/15/2022 | P.D.
Very friendly, professional and knowledgeable. Made me feel comfortable and helped me tremendously with my loan. Would highly recommend.


03/12/2022 | P.D. | Little Neck, NY
Very professional and extremely knowledgeable.

Payment Calculator

Loan Information


Property Information


Taxes And Insurance Information

Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information


Home Purchase Information

Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.