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Steven Esses

Vice President

NMLS ID #858678

Full Application


"Let Steven get you home!"

Bio

Steven Esses, Vice President at FM Home Loans,  thrives on the individuality of each customer and the neverending thrill of successfuly closing a loan. With years of experience in the residential mortgage industry, he provides superior customer service and expert industry knowledge for his clients. Steven began his career being trained by one the top rated LO's in the country. That training has been invaluable as Steven mastered the art of transforming a challenging deal into a smooth transaction.  

Super Powers

Experienced, warm, upbeat, reliable and fast

Reviews

 from 15 reviews

 

10/11/2020 | R.D.
Very personal and caring. Steven went over and above to Lookout for my best interest..

 

10/01/2020 | S.D.
Steven is the greatest, always available and easy to talk to. He will get you the best rates and make the buying process extremely easy. Thanks Steve!

 

09/28/2020 | S.O.
He is very responsive and professional.

 

09/04/2020 | J.P.
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09/02/2020 | M.S.
This has not been the first time I worked with Steven. Just like previous experiences, it was a breath of fresh air working with him. Always quick to respond to questions and provide detailed information. I have referred friends to Steven many times and will continue to do so.

 

09/01/2020 | R.H.
Steve was amazing. Super responsive and care about what he is doing.

 

08/28/2020 | K.H.
Steven is extremely knowledgeable. He is no only pleasant but is very responsive. I would recommend Steven to anyone.

 

08/28/2020 | M.C.
The process was fast and daily communication was important to obtain a positive outcome.

 

08/25/2020 | F.B.
Steven makes the whole experience seamless. He’s very devoted and hard working. He will work with you, follow up, and give advice. Highly recommend!

 

08/14/2020 | J.J.
Marlene’s, she was the best always helping us never giving up on us hard worker. Thank you for Marlene were were so happy with Marlene

 

07/15/2020 | A.M.
Steven is a very pleasant broker to deal with. He is very knowledgeable and has the patience to explain all your options properly. He made the experience easy and hassle-free. Great job!

 

07/13/2020 | S.A.
Answered and walked me through every one of my million questions, worked flexible hours and helped me get a great rate.

 

06/26/2020 | R.L.
Steven Esses was a professional through the entire process. He worked with us to obtain the best rate on our loan and stuck with us when we ran into several obstacles. I would highly recommend Steven Esses to anyone looking to finance a new home.

 

06/22/2020 | S.H.
This is our second time around working with Steven. He is on top of everything and easy to communicate with. I wouldn’t work with anyone else.

 

06/19/2020 | M.C.
Steven is very pleasant, thorough and quick to respond. We appreciate working with him.

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Taxes And Insurance Information

Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

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Home Purchase Information

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Monthly Rent:
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Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.