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Steven Esses

Vice President

NMLS ID #858678

Full Application

"Let Steven get you home!"


Steven Esses, Vice President at FM Home Loans,  thrives on the individuality of each customer and the neverending thrill of successfuly closing a loan. With years of experience in the residential mortgage industry, he provides superior customer service and expert industry knowledge for his clients. Steven began his career being trained by one the top rated LO's in the country. That training has been invaluable as Steven mastered the art of transforming a challenging deal into a smooth transaction.  

Super Powers

Experienced, warm, upbeat, reliable and fast


 from 15 reviews


05/17/2022 | P.H. | Long Branch, NJ
quick communication, was patient with me, felt comfortable to ask questions.


04/28/2022 | A.F. | Oakhurst, NJ
Very pleasant, knowledgeable and attentive.

  Accessible, friendly, competent and professional

04/20/2022 | E.R.
As first-time home-buyers, we were very fortunate to find Steven, who patiently explained to us the ins and outs of a mortgage. As we went through our home search, he was very accessible to answer a range of questions, offer his professional advice, quickly respond to our needs, and search out the best interest rates. We highly recommend working with Steven


04/12/2022 | J.T. | Montclair, NJ
Steven is SUPER patient (which is especially important in the current state of the market), always open to answer questions, kind and friendly, and VERY prompt. I truly enjoyed the experience of working with him.


04/12/2022 | R.K. | Montclair, NJ
Very efficient, great communication.


04/11/2022 | J.M. | Bronx, NY
Our experience with Steven was great.


03/27/2022 | T.K. | Babylon, NY
Communication is key!


03/08/2022 | S.C. | Brooklyn, NY
Steven was very friendly, very knowledgeable, and very professional.


03/01/2022 | D.S. | Brooklyn, NY
Steven is the exceptionally thorough and kind.


02/04/2022 | R.S. | Brooklyn, NY
Steven was very helpful and responsive through all the steps of the process, and sent above and beyond in helping us to get an expedited closing.


02/02/2022 | J.D. | New York, NY
perfect in every way


01/13/2022 | E.L. | Aventura, FL
Steven is great! He always answered my emails and phone calls. And he always went above and beyond to assist me with any problem I might have. Evelyn Lieberman


11/30/2021 | M.S. | Brooklyn, NY
Steven was unreal in all ways! Responsive in a timely fashion, patient, knowledgeable, and always with a pleasant demeanor. I have had many family members who secured mortgages elsewhere, and they did not have nearly as a smooth ride as I did. I am very thankful to Steve for all his hard work and seamless processes. He is definitely # 1 in my books!


11/15/2021 | G.K. | Beachwood, NJ
Good communication


11/09/2021 | S.S. | Brooklyn, NY
Steven’s help and advise

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The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.