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Steven Esses

Vice President

NMLS ID #858678

Full Application

"Let Steven get you home!"


Steven Esses, Vice President at FM Home Loans,  thrives on the individuality of each customer and the neverending thrill of successfuly closing a loan. With years of experience in the residential mortgage industry, he provides superior customer service and expert industry knowledge for his clients. Steven began his career being trained by one the top rated LO's in the country. That training has been invaluable as Steven mastered the art of transforming a challenging deal into a smooth transaction.  

Super Powers

Experienced, warm, upbeat, reliable and fast


 from 15 reviews


10/03/2021 | H.D.
My wife doesn't give me much decision power in my household. However, with choosing financial agents, I have full control. I wear the pants, and I am so happy I chose Steven. Steven worked through leaps and bounds, sorted the bells and the whistles, dotted the t's and crossed those eyes. He is a noble steed among men. We defended our house from the other scavengers who wanted to buy it, and made it to a smooth closing!


09/30/2021 | M.M.
Amazing. Couldn’t be happier.


09/28/2021 | A.Z.
Steve was always there for any questions or assistance.


09/27/2021 | V.D.
Steven was super responsive, knowledgeable and professional. A pleasure to work with!


09/17/2021 | S.A.
Steven is very helpful and always answers all of your calls and emails, solves problems.


09/07/2021 | J.C.
Steven was very communicative and responsive. Thank you so much!


08/24/2021 | S.S.
Promoot e-mail responses , clear explanations and requests , and well organized.


08/05/2021 | E.R.
Steve was always there to guide me and give great advise. He made what is quiet complicated to me, seamless and understandable. Awesome service and support.


08/01/2021 | B.S.
Steven was very responsive and patient and happy to clarify each hurdle.


07/28/2021 | M.M.
Amazing. Steven will do what it takes to get you the loan


07/25/2021 | C.L.
Support all the way throughout the process!


07/21/2021 | Z.A.
Steve was fast , professional and easy to work with.


06/28/2021 | H.D.
Excellent service, the best in the business


06/28/2021 | A.Z.
He was always on top things, and basically walked us thru the process.

  Completed transaction in June 2021 in Long Branch, NJ.

06/27/2021 | M.T.
Steven was great from the very beginning all the way to closing. Steven was very much on top of everything, and because of his help, our mortgage went through swiftly and easily.Very patient, professional, always available, and very nice. Highly recommended!

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The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.