Steven BakstCFO/Vice President
NMLS ID #9469Full Application
"Let Steven get you home!"
Beginning his career in the mortgage industry in 2002, Steven struck with lightning speed when he was quickly promoted from to his first managerial position in just 6 short months. Mastering every aspect of loan closings, Steven values FM's collective commitment to "getting the job done," as well as appreciating the autonomy to do so. One of the reasons that can be attributed to Steven’s success is his tenacious commitment to immersing himself in understanding and mastering all facets of mortgage lending. Steven is a welcomed speaker on the topic of fair lending and has been a featured presenter at the MBA and Optimal Blue conferences. As a highly regarded member of the mortgage industry’s elite, FM Home Loans is flourishing under his professionalism, experience and knowledge.
Knowledge, Organizational Skills, Problem Solving, Structuring and Clarity
Direct: (718) 377-7900 x 186
Cell: (917) 846-3070
Licensed States: CT, FL, MD, NJ, NY, PA, VA, UT
FM HOME LOANS - MIDWOOD CORPORATE OFFICE
2329 Nostrand Avenue, 3rd Floor
Brooklyn, NY 11210
Rent Vs. Own
Compare the estimated costs of buying vs. renting a home.
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|Average monthly payment increase if owning:|
|Estimated total gain over 7 years if owning:|
|Initial Rent Payment|
|PMI (Mortgage Insurance)|
|Before Tax Monthly Payment|
|Annual Home Maintenance|
|Total Payments Over 7 Years|
|Total Tax Savings Over 7 Years|
|Average After Tax Monthly Payment|
|Estimated Home Selling Price|
|Estimated Cost to Sell|
|Down Payment & Initial Closing Costs With Unearned Interest|
|Investment Gain of Owning vs. Renting|
|Total Payment Savings of Owning vs. Renting|
|Total Payment Savings of Renting vs. Owning|
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.