Steve Joffe

Senior Loan Officer

NMLS ID #54502

Full Application

"Let Steve get you home!"


In 2001, while still in college, Steven met a fellow student already employed as a mortgage professional. Steven, a dealmaker at heart, struck a proposal: Steven would tutor his new friend in Chemistry and the mortgage professional would teach Steven the secrets of becoming a loan officer. From the get-go, mortgage lending was a fit for Steven, who loves the challenge of finding the missing pieces to assemble the best loans for his clients. Steven believes that FM Home Loans’ success is achieved by their willingness to explore resources that other lenders find too challenging and therefore avoid without considering the possibilities. When not closing mortgage loans, you’ll find Steven often working out at the local gym or at almost any sporting event he has time to attend. Like a true athlete, to Steven, there are no problems - only challenges and obstacles to overcome. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Reliable, Athletic, Thorough, Responsive and Knowledgeable


 from 15 reviews


12/06/2022 | M.N. | Brooklyn, NY
Steve was very professional and easily approachable with questions and concerns which made the entire process convenient and pleasant.


11/30/2022 | S.J. | Hollywood, FL
Steve went above and beyond in order to help me out with my loan.


11/27/2022 | Y.Y. | Brooklyn, NY
Fast and easy


11/22/2022 | V.P. | Neptune, NJ
I want to said thank all the time like you working with me for that house ,if i need said sonthing is Steve is 1000000 profesional ,,thanks


11/19/2022 | D.E. | Valley Stream, NY
Steven was so easy to work with. Got everything done quickly and with no stress. He was amazing to work with.


11/14/2022 | J.W. | Brooklyn, NY
Steve was always attentive and responsive, and made the process very pleasant for us.


11/11/2022 | A.Z. | Brooklyn, NY
Steve was the best mortgage broker we have ever worked with. He was so responsive, supportive and excellent at making this a seamless process. I will highly recommend him to all my friends and family.


10/30/2022 | M.B. | Brooklyn, NY
Easy to work with and very easy to get in touch with, always responded to calls, emails or texts in a timely fashion.


10/30/2022 | Y.B. | Brooklyn, NY
He had our best interest at heart. He was also patient and professional all the way through.


09/29/2022 | C.M. | Pomona, NY
Very easy and quick


09/23/2022 | C.E. | Pomona, NY
Steve was always available for me and made the transaction very smooth


09/03/2022 | C.E.
Steve and his team were a breeze to work with. Not only were they so easy and a true pleasure, they were able to get me to close in under 30 days! Already recommending him to my friends and family!


09/02/2022 | M.S. | Suffern, NY
Steve provided exemplary service, provided guidance, and was completely transparent throughout the homebuying process!


07/25/2022 | S.R. | Hollywood, FL
Return customer says it all! Steve is exceptional at what he does and is a pleasure to work with.


07/24/2022 | A.C. | Valley Stream, NY
Steve was a pleasure to work with, very responsive, and kept us updated every step of the way!

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