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Steve Joffe

Senior Loan Officer

NMLS ID #54502

Full Application

"Let Steve get you home!"


In 2001, while still in college, Steven met a fellow student already employed as a mortgage professional. Steven, a dealmaker at heart, struck a proposal: Steven would tutor his new friend in Chemistry and the mortgage professional would teach Steven the secrets of becoming a loan officer. From the get-go, mortgage lending was a fit for Steven, who loves the challenge of finding the missing pieces to assemble the best loans for his clients. Steven believes that FM Home Loans’ success is achieved by their willingness to explore resources that other lenders find too challenging and therefore avoid without considering the possibilities. When not closing mortgage loans, you’ll find Steven often working out at the local gym or at almost any sporting event he has time to attend. Like a true athlete, to Steven, there are no problems - only challenges and obstacles to overcome. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Reliable, Athletic, Thorough, Responsive and Knowledgeable


 from 15 reviews


05/31/2021 | R.A.
Great working with steve!


05/24/2021 | M.F.
Steve always made himself available to answer questions.


05/23/2021 | R.C.
Steve was incredibly attentive, responsive and informative. He was patient with all of our questions and kept us informed of progress. The experience was very positive.


05/23/2021 | K.A.
Steve’s knowledge of the mortgage process and patience made everything so much easier.


05/20/2021 | D.F.
Steve was great and he was available at all hours to help us get things done.


05/14/2021 | J.R.
From my initial inquiry call pertaining to mortgage refinancing to the closing of my mortgage, Steve and his team were extremely informative, knowledgeable and helpful throughout the entire process. Great job guys and thanks again for everything!


05/14/2021 | A.N.
Refinanced with ease. Steve was attentive and accessible for questions and concerns. Overall a positive experience, highly recommend.


05/10/2021 | C.B.
Made a challenging process much easier! Thank you.


04/06/2021 | D.P.
helping me thru every step thus making the application process a breeze with no surprises


03/30/2021 | A.D.
He helped us navigate the process in a professional and concise manner that made the experience tolerable . Steve was a pleasure to work with.


03/30/2021 | D.C.
Very smooth step by step process and help


03/24/2021 | A.K.
Steve held our hand throughout the entire process making sure that we understood all the jargon and fancy words in the documents. That's not to mention all the money he saved us. We will surely use him in the future!


03/19/2021 | C.K.
Steven is extremely professional. My husband loves working with him for all our mortgage needs.


03/19/2021 | M.G.
The mortgage moved along very quickly and Steve was always there to answer any questions or concerns we had.


03/19/2021 | M.B.
Steven was dedicated and made sure everything ran smoothly and in our time frame! Excellent excellent service!

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The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.