Steve Joffe

Senior Loan Officer

NMLS ID #54502

Full Application

"Let Steve get you home!"


In 2001, while still in college, Steven met a fellow student already employed as a mortgage professional. Steven, a dealmaker at heart, struck a proposal: Steven would tutor his new friend in Chemistry and the mortgage professional would teach Steven the secrets of becoming a loan officer. From the get-go, mortgage lending was a fit for Steven, who loves the challenge of finding the missing pieces to assemble the best loans for his clients. Steven believes that FM Home Loans’ success is achieved by their willingness to explore resources that other lenders find too challenging and therefore avoid without considering the possibilities. When not closing mortgage loans, you’ll find Steven often working out at the local gym or at almost any sporting event he has time to attend. Like a true athlete, to Steven, there are no problems - only challenges and obstacles to overcome. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Reliable, Athletic, Thorough, Responsive and Knowledgeable


Hi Steve, 

I just want to thank you for all your hard work in helping me get a mortgage with FM Home Loans. You guys are absolutely fantastic, always on top of everything and helping me along the way by making the process simple and less painful as opposed to working with other banks out there. You guys were quick and efficient throughout the whole process and we would always recommend you for all our friends and family. Thanks again for your help. 


September 8, 2016


 from 15 reviews


03/26/2020 | A.B.
A pleasure to do deal with. Steve and team made a complex process seem simple. Would highly recommend!


03/25/2020 | K.M.
Steve, iui s just simply the best and all the people underneath him is simply just followed his foot steps and does the same quality footsteps


02/25/2020 | T.N.
Very Pro and explain every question i have.


02/11/2020 | J.B.
Steve and his team were very helpful and professional in assisting me with my refi. Thank you.


01/13/2020 | M.M.
Steve was a Pleasure to work with!! He went above and beyond to make sure everything worked out and our loan was approved!! Highly recommend Steve, you will defiantly be well taken care of!


01/10/2020 | I.S.
Steve and his entire team were a pleasure to work with. They are all very professional, communicative, and know their stuff! Next time I need a loan or refi I will be using them again. Thanks!


12/20/2019 | N.T.
Did my initial financing and now refinancing with Steve and would highly recommend him. He is professional, efficient and a pleasure to deal with


12/18/2019 | R.L.
We refinanced with Steve and couldn't have been happier. Steve is extremely professional, thorough, efficient, and responsive. He was always available to answer our questions and made the process smooth sailing for us. We would highly recommend him to family and friends.


12/10/2019 | B.B.
Very efficient and professional


12/06/2019 | R.S.
Steve was there with us helping every step of the way. Any questions he answered right away and was always communicative and went above and beyond.


11/19/2019 | F.K.
Steve Joffe, is efficient and very professional. A pleasure to work with!


11/16/2019 | C.R.
He was very pleasant and professional at all times and even through the deal took longer than it should have. He stayed positive.


11/14/2019 | M.T.
Great service, knowledgeable and always available to answer questions. What’s not to like?


11/08/2019 | E.H.
very knowledgeable and a great guy, Great job.


11/01/2019 | Y.F.
Doing our Refinancing with Steve was a great experience. He is a very knowledgeable and was quick to respond with any questions that we had. Thank you Steve!!