Steve Joffe

Senior Loan Officer

NMLS ID #54502

Full Application

"Let Steve get you home!"


In 2001, while still in college, Steven met a fellow student already employed as a mortgage professional. Steven, a dealmaker at heart, struck a proposal: Steven would tutor his new friend in Chemistry and the mortgage professional would teach Steven the secrets of becoming a loan officer. From the get-go, mortgage lending was a fit for Steven, who loves the challenge of finding the missing pieces to assemble the best loans for his clients. Steven believes that FM Home Loans’ success is achieved by their willingness to explore resources that other lenders find too challenging and therefore avoid without considering the possibilities. When not closing mortgage loans, you’ll find Steven often working out at the local gym or at almost any sporting event he has time to attend. Like a true athlete, to Steven, there are no problems - only challenges and obstacles to overcome. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Reliable, Athletic, Thorough, Responsive and Knowledgeable


Hi Steve, 

I just want to thank you for all your hard work in helping me get a mortgage with FM Home Loans. You guys are absolutely fantastic, always on top of everything and helping me along the way by making the process simple and less painful as opposed to working with other banks out there. You guys were quick and efficient throughout the whole process and we would always recommend you for all our friends and family. Thanks again for your help. 


September 8, 2016


 from 15 reviews


06/21/2019 | V.W.
I appreciate the level of attention Steve gives to his clients! Steve works with you from the beginning until the end. I would recommend him for his personality & professionalism!


06/18/2019 | S.S.
We will always use Mr. Joffe for future home purchases and always refer him.


06/11/2019 | N.L.
Steve was a pleasure to deal with. His office staff were responsive and easy to work with.


06/04/2019 | C.M.
The experience was easy and quick. The team was very responsive and helpful with any questions or concerns I had. I would definitely recommend FM Home Loans and working with Steve to friends and family.


05/27/2019 | C.P.
The best


05/24/2019 | D.P.


05/22/2019 | K.A.
Steve is a calm, patient, knowledgeable man.


05/20/2019 | M.N.
Steve and his team were absolutely amazing throughout the entire process. They made it quick and seamless!


05/02/2019 | D.S.
Steve and Alexandra communicated quickly and efficiently to get us our mortgage


05/01/2019 | J.S.
Steve explained the whole process from a-z with patience and was a pleasure to deal with. He always made himself available and made it easy and comfortable for me to ask him any questions I had or when I needed help in making important decisions. I greatly appreciate his professionalism, patience, support and overall friendly personality. He made my first mortgage experience easy. Thank you.


05/01/2019 | M.R.
Steve was great during the whole process. Very helpful in explaining everything.


04/30/2019 | T.L.
Steve was a big help and made the process easy to handle.


04/29/2019 | R.S.
You were alwasy calm, and courteous it made going through the process of buying a home so much easier


04/14/2019 | T.N.
Steven was always on top of things and very helpful throughout the process!


04/03/2019 | M.R.
Steve makes the process quick & easy and gets the job done.