Steve Joffe

Senior Loan Officer

NMLS ID #54502

Full Application

"Let Steve get you home!"


In 2001, while still in college, Steven met a fellow student already employed as a mortgage professional. Steven, a dealmaker at heart, struck a proposal: Steven would tutor his new friend in Chemistry and the mortgage professional would teach Steven the secrets of becoming a loan officer. From the get-go, mortgage lending was a fit for Steven, who loves the challenge of finding the missing pieces to assemble the best loans for his clients. Steven believes that FM Home Loans’ success is achieved by their willingness to explore resources that other lenders find too challenging and therefore avoid without considering the possibilities. When not closing mortgage loans, you’ll find Steven often working out at the local gym or at almost any sporting event he has time to attend. Like a true athlete, to Steven, there are no problems - only challenges and obstacles to overcome. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Reliable, Athletic, Thorough, Responsive and Knowledgeable


Hi Steve, 

I just want to thank you for all your hard work in helping me get a mortgage with FM Home Loans. You guys are absolutely fantastic, always on top of everything and helping me along the way by making the process simple and less painful as opposed to working with other banks out there. You guys were quick and efficient throughout the whole process and we would always recommend you for all our friends and family. Thanks again for your help. 


September 8, 2016


 from 15 reviews


04/14/2019 | T.N.
Steven was always on top of things and very helpful throughout the process!


04/03/2019 | M.R.
Steve makes the process quick & easy and gets the job done.


03/31/2019 | L.E.
Working with Steve and his team was easy and seamless. They went way above and beyond to make me feel comfortable and I always felt like I was the only client- they were always available for my call or email. Highly recommend him.


03/19/2019 | N.K.
Easy to work with and quick response


02/20/2019 | M.R.
Very hands on process, very fast review of submissions and excellent communications. Very responsive and professional.


02/20/2019 | L.R.
Steve Joffe always got the job done quickly. Whatever he told me was exactly the way it was. He’s a straight shooter. Made the experience extremely seemless.


01/14/2019 | D.S.
Steve's attention, constant communication and accessibility, and willingness to find solutions for us at each point. Thank you!


01/10/2019 | I.R.
Great service - emails answered within minutes - total pleasure to deal with - Alex was total professional!! Thank you Isaac


12/25/2018 | A.R.
Whenever I called or send a text message with any questions, I immediately got an answer . I wasn’t just a customer - I really felt I was THE MOST IMPORTANT CUSTOMER. I would highly recommend Steve Joffe


12/14/2018 | A.K.
Great experience, very knowledgeable, smooth sailing!


12/14/2018 | B.F.
Going through a mortgage process can be overwhelming, however with Steve guiding me it was actually a pleasant experience.


11/23/2018 | W.L.
Steve and Alexandria we're always available and constantly updating us with the progress and gave us reminders when we did not respond just in case we need help. But even followed up with other prophecies who we needed information from right up until closing day. I have been bothering Steve for rates for close to a year and he always responded immediately never knowing that I would use him with a final mortgage. Very personable people I'm so happy I was referred to them by Susie Goldberg.


11/19/2018 | A.B.
As a first time home buyer, Steve was a tremendous help in guiding us through the process. He was professional, diligent, and organized and made a complex process seem simple. I would highly recommend Steve and his team.


11/07/2018 | S.K.


10/30/2018 | D.K.
Was a pleasure from beginning to end.