Steve Joffe

Senior Loan Officer

NMLS ID #54502

Full Application

"Let Steve get you home!"


In 2001, while still in college, Steven met a fellow student already employed as a mortgage professional. Steven, a dealmaker at heart, struck a proposal: Steven would tutor his new friend in Chemistry and the mortgage professional would teach Steven the secrets of becoming a loan officer. From the get-go, mortgage lending was a fit for Steven, who loves the challenge of finding the missing pieces to assemble the best loans for his clients. Steven believes that FM Home Loans’ success is achieved by their willingness to explore resources that other lenders find too challenging and therefore avoid without considering the possibilities. When not closing mortgage loans, you’ll find Steven often working out at the local gym or at almost any sporting event he has time to attend. Like a true athlete, to Steven, there are no problems - only challenges and obstacles to overcome. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Reliable, Athletic, Thorough, Responsive and Knowledgeable


Hi Steve, 

I just want to thank you for all your hard work in helping me get a mortgage with FM Home Loans. You guys are absolutely fantastic, always on top of everything and helping me along the way by making the process simple and less painful as opposed to working with other banks out there. You guys were quick and efficient throughout the whole process and we would always recommend you for all our friends and family. Thanks again for your help. 


September 8, 2016


 from 15 reviews


09/24/2019 | M.D.
The whole process was pretty seamless and smooth. The communication was great too. Both Steve and Alexandra were extremely responsive. I would definitely recommend. Thank you!


09/24/2019 | O.K.
Steven is the BEST!!!!!!!!!


09/16/2019 | T.M.
Great communication throughout entire process. Took time to answer all of my questions and explain the process as necessary.


09/15/2019 | A.S.
From start to finish, Steve made this entire process smooth and simple!


09/15/2019 | R.F.
Steve worked with us to make things as smooth as possible.


09/12/2019 | J.Z.
Steve kept all of his promises and I closed in record time with no stress. His rates were also unbeatable! I would highly recommend Steve to anyone in need of a mortgage.


09/11/2019 | M.A.
Steve was very responsive and i found his knowledge to be extremely helpful when refinancing my home. Highly recommended!


09/06/2019 | D.T.
Steve and his team were so helpful, diligent and always communicative. Highly recommend.


09/03/2019 | A.C.
Steve was very transparent and articulate with this whole process. He always responded in a polite and timely matter. Couldn't ask for a better broker.


08/30/2019 | P.D.
Steve is a true professional, and mixed with his can-do attitude- anything is possible. Thanks Steve!


08/29/2019 | S.R.
Working with Steve was a pleasant experience he made the whole process feel simple.


08/28/2019 | A.M.
Steve and his staff worked around the clock to get us approved quickly. We were able to close just 40 days and a million questions later. His professionalism and expertise is unmatched.


08/23/2019 | A.L.
Everything was very professional and organized


08/01/2019 | A.D.
Steve Joffe and his colleague, Diana, were absolutely incredible to work with! We could not have asked for a more committed team. They were available for any and every small question we had. They were organized, kind and wonderful to work with. My husband and I could not be happier that we found them!


08/01/2019 | J.A.
Working with Steve and Alexandra was an absolute dream. My wife and I were in the process of buying our first apartment in Brooklyn, which was a scary and expensive prospect. Steve and Alexandra were there for us every step of the way. They answered every question in a super timely manner, and even got our interest rate reduced from the bank's original quote, saving us hundreds of dollars every month in our mortgage! Steve was terrific- I would recommend him to anyone.