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Steve Joffe

Senior Loan Officer

NMLS ID #54502

Full Application

"Let Steve get you home!"


In 2001, while still in college, Steven met a fellow student already employed as a mortgage professional. Steven, a dealmaker at heart, struck a proposal: Steven would tutor his new friend in Chemistry and the mortgage professional would teach Steven the secrets of becoming a loan officer. From the get-go, mortgage lending was a fit for Steven, who loves the challenge of finding the missing pieces to assemble the best loans for his clients. Steven believes that FM Home Loans’ success is achieved by their willingness to explore resources that other lenders find too challenging and therefore avoid without considering the possibilities. When not closing mortgage loans, you’ll find Steven often working out at the local gym or at almost any sporting event he has time to attend. Like a true athlete, to Steven, there are no problems - only challenges and obstacles to overcome. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Reliable, Athletic, Thorough, Responsive and Knowledgeable


 from 15 reviews


09/29/2022 | C.M. | Pomona, NY
Very easy and quick


09/23/2022 | C.E. | Pomona, NY
Steve was always available for me and made the transaction very smooth


09/03/2022 | C.E.
Steve and his team were a breeze to work with. Not only were they so easy and a true pleasure, they were able to get me to close in under 30 days! Already recommending him to my friends and family!


09/02/2022 | M.S. | Suffern, NY
Steve provided exemplary service, provided guidance, and was completely transparent throughout the homebuying process!


07/25/2022 | S.R. | Hollywood, FL
Return customer says it all! Steve is exceptional at what he does and is a pleasure to work with.


07/24/2022 | A.C. | Valley Stream, NY
Steve was a pleasure to work with, very responsive, and kept us updated every step of the way!


07/17/2022 | E.B. | Boca Raton, FL
Very good service, accommodating and professional.


07/07/2022 | A.K. | Boynton Beach, FL
Steve was the best


07/04/2022 | Z.B. | Franklin Square, NY
Steven takes you by the hand and makes this very difficult process much easier.


07/03/2022 | J.S. | Boca Raton, FL
Excellent service and rates. Very informative, responsive and transparent. Thanks again!


06/30/2022 | D.K. | Brooklyn, NY
Steve was very pleasant, always available and helpful


06/24/2022 | S.P. | Glen Cove, NY
Steve was very knowledgeable, communicative, actionable, and responsive.


05/17/2022 | I.R. | Brooklyn, NY
Steve is very knowledgeable and helpful in every step of the way..


05/11/2022 | M.P. | Brooklyn, NY
Thank you to Steve and the entire FM Home team! The entire process went seamlessly and without any problems. We truly appreciate the great work and the outstanding service we received.


05/10/2022 | Y.H. | Montebello, NY
Steve was amazing throughout the entire process!

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The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.