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Steve Joffe

Senior Loan Officer

NMLS ID #54502

Full Application

"Let Steve get you home!"


In 2001, while still in college, Steven met a fellow student already employed as a mortgage professional. Steven, a dealmaker at heart, struck a proposal: Steven would tutor his new friend in Chemistry and the mortgage professional would teach Steven the secrets of becoming a loan officer. From the get-go, mortgage lending was a fit for Steven, who loves the challenge of finding the missing pieces to assemble the best loans for his clients. Steven believes that FM Home Loans’ success is achieved by their willingness to explore resources that other lenders find too challenging and therefore avoid without considering the possibilities. When not closing mortgage loans, you’ll find Steven often working out at the local gym or at almost any sporting event he has time to attend. Like a true athlete, to Steven, there are no problems - only challenges and obstacles to overcome. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Reliable, Athletic, Thorough, Responsive and Knowledgeable


 from 15 reviews


01/15/2021 | E.B.


01/11/2021 | Y.M.
Amazing customer service throughout!!


01/04/2021 | D.K.
Steve was extremely responsive and easy to deal with. Answered all my questions and concerns.


01/04/2021 | A.C.
Easily accessible and will help you from the first step to the last. Best lending partner i have ever had


01/01/2021 | Y.D.
Great experience, Steve is highly recommended


01/01/2021 | Y.P.
High level of communication, professionalism and communication.


01/01/2021 | P.W.
Steve was very helpful knowledge and professional. He made the entire experience quick and enjoyable. We had a great experience and would strongly recommend him.


12/31/2020 | N.O.
Keep up the Great Work!!! Thank you for bringing the opportunity to refinance to my attention.


12/28/2020 | N.L.
Steve was a pleasure to work with. His office was on top of getting me the best rate possible and was able to do just that at the end. The filing of paperwork was very easy and professional.


12/25/2020 | B.P.
Steven guided us smoothly through the entire process. He's a person I can trust.


12/25/2020 | J.G.
Thank you Steve for all your help! Your advice is always very helpful and timely!


12/17/2020 | S.K.
I've used Steve for many refinances and he is always efficient, responsive and very competitive on rates. He is a pleasure to deal with and I highly recommend him.


12/17/2020 | S.S.
Steve is the best in the business


12/13/2020 | J.R.
Steve was great , he answer all our questions.


12/13/2020 | W.R.
Steven Joffe is very thorough and expedited the process of my refinancing. He answers questions and concerns in a timely manner. He not pushy but provides friendly reminders to continue the process. I would highly recommend him.

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