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Steve Joffe

Senior Loan Officer

NMLS ID #54502

Full Application

"Let Steve get you home!"


In 2001, while still in college, Steven met a fellow student already employed as a mortgage professional. Steven, a dealmaker at heart, struck a proposal: Steven would tutor his new friend in Chemistry and the mortgage professional would teach Steven the secrets of becoming a loan officer. From the get-go, mortgage lending was a fit for Steven, who loves the challenge of finding the missing pieces to assemble the best loans for his clients. Steven believes that FM Home Loans’ success is achieved by their willingness to explore resources that other lenders find too challenging and therefore avoid without considering the possibilities. When not closing mortgage loans, you’ll find Steven often working out at the local gym or at almost any sporting event he has time to attend. Like a true athlete, to Steven, there are no problems - only challenges and obstacles to overcome. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Reliable, Athletic, Thorough, Responsive and Knowledgeable


 from 15 reviews


10/19/2021 | Y.B.
Easy, fast and clear


10/07/2021 | I.E.
The whole process from the beginning to talk with Steve regarding the Mortgage, till after getting approved for it. The excellent service he gave was amazing, and especially Steve was always available, it didn't matter what time it is he was always available, it was a very great experience. I will recommend everyone, they should use Steve for a Mortgage. Thank you A Lot Steve for all the hard work. Best Regerds


10/07/2021 | D.S.
Steve was a pleasure to work with.


09/27/2021 | J.S.


09/02/2021 | J.M.
Steve made it great


08/29/2021 | M.E.
He was so easy to work with.


08/27/2021 | Y.Z.
Steve was always available, day or night. My work schedule only allowed me to talk matters over after 6pm, and Steve was always available. Steve took the time and patients to walk us through every single step. He was a pleasure to work with.


08/24/2021 | R.M.
steve and his team were the best, they made the process smooth and simple from start to finish


08/22/2021 | J.S.
Steven is #1


08/04/2021 | S.M.
Steve Joffe is amazing!


08/02/2021 | M.N.
Steve was great to work with. He was very personable and professional. Mostly he was honest and came through to close the deal like he promised.


07/29/2021 | A.B.
Was able to successfully get my loan approved. Very helpful and knowledgeable


07/21/2021 | D.N.
Made things very easy to understand and handle


06/27/2021 | T.S.
Steve Joffe was excellent and knowledgeable.


06/26/2021 | K.D.
As a first time home buyer, Steve not only guided the process but educated me as well.

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