Steve Joffe

Senior Loan Officer

NMLS ID #54502

Full Application

"Let Steve get you home!"


In 2001, while still in college, Steven met a fellow student already employed as a mortgage professional. Steven, a dealmaker at heart, struck a proposal: Steven would tutor his new friend in Chemistry and the mortgage professional would teach Steven the secrets of becoming a loan officer. From the get-go, mortgage lending was a fit for Steven, who loves the challenge of finding the missing pieces to assemble the best loans for his clients. Steven believes that FM Home Loans’ success is achieved by their willingness to explore resources that other lenders find too challenging and therefore avoid without considering the possibilities. When not closing mortgage loans, you’ll find Steven often working out at the local gym or at almost any sporting event he has time to attend. Like a true athlete, to Steven, there are no problems - only challenges and obstacles to overcome. Steven’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service. 

Super Powers

Reliable, Athletic, Thorough, Responsive and Knowledgeable


Hi Steve, 

I just want to thank you for all your hard work in helping me get a mortgage with FM Home Loans. You guys are absolutely fantastic, always on top of everything and helping me along the way by making the process simple and less painful as opposed to working with other banks out there. You guys were quick and efficient throughout the whole process and we would always recommend you for all our friends and family. Thanks again for your help. 


September 8, 2016


 from 15 reviews


12/06/2019 | R.S.
Steve was there with us helping every step of the way. Any questions he answered right away and was always communicative and went above and beyond.


11/19/2019 | F.K.
Steve Joffe, is efficient and very professional. A pleasure to work with!


11/16/2019 | C.R.
He was very pleasant and professional at all times and even through the deal took longer than it should have. He stayed positive.


11/14/2019 | M.T.
Great service, knowledgeable and always available to answer questions. What’s not to like?


11/08/2019 | E.H.
very knowledgeable and a great guy, Great job.


11/01/2019 | Y.F.
Doing our Refinancing with Steve was a great experience. He is a very knowledgeable and was quick to respond with any questions that we had. Thank you Steve!!


11/01/2019 | I.F.
Steve is very honest & definitely follows thru his promises


11/01/2019 | D.W.
Steve walked me through the process step by step, was very responsive and got me what I was looking for.


09/24/2019 | M.D.
The whole process was pretty seamless and smooth. The communication was great too. Both Steve and Alexandra were extremely responsive. I would definitely recommend. Thank you!


09/24/2019 | O.K.
Steven is the BEST!!!!!!!!!


09/16/2019 | T.M.
Great communication throughout entire process. Took time to answer all of my questions and explain the process as necessary.


09/15/2019 | A.S.
From start to finish, Steve made this entire process smooth and simple!


09/15/2019 | R.F.
Steve worked with us to make things as smooth as possible.


09/12/2019 | J.Z.
Steve kept all of his promises and I closed in record time with no stress. His rates were also unbeatable! I would highly recommend Steve to anyone in need of a mortgage.


09/11/2019 | M.A.
Steve was very responsive and i found his knowledge to be extremely helpful when refinancing my home. Highly recommended!