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Sinai Susholz

Senior Loan Officer

NMLS ID #150302

Full Application

"Let Sinai get you home!"


Sinai prides himself on helping families and individuals achieve their dreams by leveraging FM Home Loans extensive mortgage lending resources to provide great rates, fast pre-approvals, superior customer service and hassle-free closings. As a Senior Loan Officer with FM Home Loans, Sinai is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Thorough, responsive, knowledgeable and professional


We heard that it would be a lot of work to refinance and a big headache. However, Sinai made the whole process
as simple as possible. He helped us from beginning to end and was extremely patient. We were extremely happy using Sinai and would highly recommend him!

September 7, 2016

As a first time home buyer , the process was very overwhelming and working with Sinai simplified it. All I had to do was follow his simple directions and his constant reassurance when things looked like they weren't going to work out only made things easier and less stressful. I would strongly suggest to anyone looking for a mortgage to use Sinai and only Sinai. 

Additionally, his level of availability is unbelievable. I can call him at any time of the day, from early in the morning until late at night and I ALWAYS got the same, nice, patient, helpful service as if this is the first time I'm calling and, this is after I called 4 times already that day.

ZS W .
September 2, 2016

Getting our mortgage with Sinai was a real pleasure. His knowledge and responsiveness was a huge asset to us
getting out mortgage in a timely fashion without any issues. We highly recommend Sinai!

Yehuda B .
September 1, 2016

Purchased a house in Lakewood, NJ and Sinai, patiently, walked me through the entire process. Did whatever
needed to be done to "make it happen". Excellent Service. Very professional.

Joel A .
September 1, 2016


 from 15 reviews


10/20/2020 | Y.Z.
Sinai and Blimie guided me with my financing needs making the cumbersome process seamless. Thank you !


10/18/2020 | M.A.
Sinai and his team are efficient, pleasant and overall professional. Repeat customer


10/12/2020 | L.P.
makes it happen what ever it takes!!


09/15/2020 | F.A.
Working with Sinai and his team was a pleasure. They were communicative and thorough in helping us obtain our mortgage at an exceptional rate!


08/30/2020 | M.R.
Sinai was always available to answer questions. He was patient and courteous through the entire process.


08/26/2020 | F.R.
Sinai was always available to answer questions and concerns with patience and clarity. Working with him again was a great experience.


08/18/2020 | E.S.
I first contacted another mortgage broker and they told me it was impossible for me to get a mortgage, based on my income. Then I contacted Sinai and he said that I can qualify. Not only that, he was able to get me a very low rate. He was there every step of the way, guiding through the process. I am a very happy customer.


08/16/2020 | I.S.
very good to deal with Sinao


08/16/2020 | N.M.
Sinai and his team were super professional and patient. Very clear and helpful. I had lots of questions and concerns throughout and they always made me feel good..I have recommended them and will strongly continue to do so.. Thank You team Sinai @FM Home loans.


08/14/2020 | H.L.
prompt and knowledgeable assistance


08/14/2020 | R.L.
prompt response to all questions and tremendous assistance


08/04/2020 | M.M.
a pleasure to work with always answered questions calmly and gave the time of day!


07/26/2020 | C.M.
Sinai and his team are efficient and professional. They handles all aspects of my loan in an organized manner with expertise. THANK YOU Chaya M


07/15/2020 | M.H.
Sinai is the best


07/08/2020 | T.R.
Great service! Attentive, friendly, accommodated our needs in a warm and professional manner!

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Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

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Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
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PMI (Mortgage Insurance)
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Homeowner's Insurance
Before Tax Monthly Payment
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Total Payments Over 7 Years
Total Tax Savings Over 7 Years
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Estimated Home Selling Price
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Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.