

Ruben Gurgov
Branch Manager/Senior Loan OfficerNMLS ID #8273
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"Let Ruben get you home!"
Bio
Ruben uses FM Home Loans extensive mortgage lending resources and experience to provide his clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, he is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.
Super Powers
Experienced, organized, tenacious, aggressive, caring and knowledgeable
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Contact
Direct: (718) 969-7170
Fax: (718) 732-0687
Cell: (770) 722-1393
Email: rgurgov@fmm.com
Dept: Sales
Licensed States: NY
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Location
FM HOME LOANS - FRESH MEADOWS BRANCH
186-09 Union Tpke
Fresh Meadows, NY 11366
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Rent Vs. Own
Compare the estimated costs of buying vs. renting a home.
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Home Purchase Price: | |
Down Payment: | |
Mortgage Interest Rate: |
Should you rent or own? | |
Average monthly payment increase if owning: | |
Estimated total gain over 7 years if owning: |
Rent | Own | |
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Initial Rent Payment | ||
Renter's Insurance | ||
Mortgage Payment | ||
PMI (Mortgage Insurance) | ||
Property Taxes | ||
Homeowner's Insurance | ||
Before Tax Monthly Payment | ||
Annual Home Maintenance | ||
Total Payments Over 7 Years | ||
Total Tax Savings Over 7 Years | ||
Average After Tax Monthly Payment |
Estimated Home Selling Price | |
Loan Balance | |
Estimated Cost to Sell | |
Down Payment & Initial Closing Costs With Unearned Interest | |
Investment Gain of Owning vs. Renting | |
Total Payment Savings of Owning vs. Renting | |
Total Payment Savings of Renting vs. Owning |
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
RE Training & Seminars
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