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Ruben Gurgov

Branch Manager/Senior Loan Officer

NMLS ID #8273

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"Let Ruben get you home!"

Bio

Ruben uses FM Home Loans extensive mortgage lending resources and experience to provide his clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, he is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Experienced, organized, tenacious, aggressive, caring and knowledgeable

Reviews

 from 15 reviews

 

01/24/2021 | S.K.
All over great

 

01/05/2021 | S.A.
On point. Quick, proficient

 

12/20/2020 | R.B.
Everything went great

 

11/22/2020 | M.H.
Nice

 

11/16/2020 | M.K.
From advice to service and transparency .. It was a great experience. Thank you.

 

11/14/2020 | M.S.
Ruben is a great person to deal with. Everything went easy and as promised. Thank you.

 

11/05/2020 | A.I.
Great Service

 

10/30/2020 | A.M.
I have worked with Ruben a number of times and his professionalism has been excellent time in and time out. He has delivered on his word at all times. A pleasure to work with. I will continue to work with Ruben in the future and advise all to do as well. You will not be disappointed.

 

10/02/2020 | I.A.
Ruben went above and beyond to make my loan close smoothly. The rate and fees were very competitive and I am extremely happy with his professional service. I would highly recommend Ruben.

 

09/04/2020 | R.S.
Elegant job,im

 

09/01/2020 | P.M.
Very professional and knowledgeable.

 

08/30/2020 | B.A.
This was my second time working with Ruben, and his team, got a great rate on my refi.

 

08/23/2020 | B.A.
Rubin was just fantastic handling our mortgage with Pandemic Covid -19 going on in the world I would recommend fm home loans to any one looking for a mortgage this guys are top notch thank you fm home loans

 

08/18/2020 | C.B.
Great experience great guy to work with

 

08/18/2020 | R.T.
He does a good job

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Compare the estimated costs of buying vs. renting a home.

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Home Purchase Information

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Monthly Rent:
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Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.