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Ruben Gurgov

Branch Manager/Senior Loan Officer

NMLS ID #8273

Full Application

"Let Ruben get you home!"


Ruben uses FM Home Loans extensive mortgage lending resources and experience to provide his clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, he is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Experienced, organized, tenacious, aggressive, caring and knowledgeable


 from 15 reviews


05/29/2021 | L.B.
Understanding and communication


05/26/2021 | M.D.
Very professional and helpful team


05/24/2021 | B.Y.
Excellent service, I am very happy with my home-loan, definitely will recommend to all my friends and family!


05/20/2021 | A.Y.
I am so grateful that i met Ruben and his team, He is the Best at what he do!! and easy and pleasant, I will recommend him to all my family and friends Thank you Again !!


05/09/2021 | E.G.


03/22/2021 | E.D.
Great service overall.


03/21/2021 | C.K.
I re-financed and the transaction was closed within 50 days.


03/07/2021 | L.A.
Very professional and did everything he said he would!


03/04/2021 | A.K.
No hassel & great service


02/16/2021 | R.A.
I received a lot of support throughout the process which was very appreciated.


02/16/2021 | S.K.
After processing & at final stage, my 3 months of morgage application for a co-op was denied by Wells Fargo stating ‘The Building is not good for investment as the building owes a large morgage loan to banks’. As such, I was referred by an agent to FM Home Loan and Ruben Gurgov assisted to my new application with a magical outcome closing an apartment within 21 days of application. My heartfelt thanks to FM Home Loan & I really appreciated the effort & hard work put forth by Ruben Gurgov!


02/07/2021 | G.A.
Ruben always answer the questions in a positive way.


01/24/2021 | S.K.
All over great


01/05/2021 | S.A.
On point. Quick, proficient


12/20/2020 | R.B.
Everything went great

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Compare the estimated costs of buying vs. renting a home.

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Estimated total gain over 7 years if owning:
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Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.