Ruben Gurgov

Branch Manager/Senior Loan Officer

NMLS ID #8273

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"Let Ruben get you home!"


Ruben uses FM Home Loans extensive mortgage lending resources and experience to provide his clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, he is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Experienced, organized, tenacious, aggressive, caring and knowledgeable


 from 15 reviews


12/08/2022 | B.B. | Briarwood, NY
Everything was ready on time, all paperwork what should be filled and sent had been done by the team, bcos the nature of my business is not common and I could be able to spend much of the time in the city, team helped me out to make sure we are ready for closing. Ruben is very knowledgeable, good adviser and was helpful in getting best rate for that moment. Hopefully we wil work on some other deals too.


10/21/2022 | R.S. | Hollis, NY
straight forward conversation with client


10/13/2022 | Z.H. | West Babylon, NY
Everything was straight forward and quick No issues the entire way


08/26/2022 | M.A. | Fresh Meadows, NY
Very helpful in helping me get a mortgage


08/18/2022 | V.G. | Flushing, NY
Customer Service


08/15/2022 | V.A. | Flushing, NY
Great communication


06/08/2022 | A.K. | Malverne, NY
There is two types of customers you have one is very good knowing about online others are not I like to suggest you please try to make an arrangement to do manually paper work.


05/28/2022 | I.F. | Hewlett Harbor, NY
Held our hand the whole step of the mortgage process


05/24/2022 | A.A. | Flushing, NY
Fast response, excellent communication and great service!


05/24/2022 | I.M. | Flushing, NY
Fast response, knowledgeable advice.


05/16/2022 | K.H. | West Babylon, NY
Ruben was a great advisor when It came to the financial process of purchasing a new home for the first time. He explained in detail the process and provided us with everything we needed to further move on with the approval. When needed he was always available and his staff is very diligent on the work they do. They provided us with great rates and explanation of everything being done. I would highly recommend Ruben to friends and family


05/15/2022 | C.P. | West Babylon, NY
Ruben and his staff are very professional and they are always on top of everything making sure you have all the documents required to get approved and so you don’t have any delays in the process of buying your house. Ruben always helps you in everything he can and he does the best to give you the best rates in the Market. I will definitely recommend Ruben to friends and family, he will take care of you.


05/13/2022 | R.T. | Bronx, NY
Service is good


04/15/2022 | D.K. | Great Neck, NY
Easy to work with


04/07/2022 | M.A. | Queens Village, NY
Ruben and his team gave me excellent service. I am very happy with their service

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The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.