Ruben Gurgov

Branch Manager/Senior Loan Officer

NMLS ID #8273

Full Application

"Let Ruben get you home!"


Ruben uses FM Home Loans extensive mortgage lending resources and experience to provide his clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, he is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Experienced, organized, tenacious, aggressive, caring and knowledgeable


I wanted to thank all of you for helping us secure a mortgage for our new home. 
I cannot express how great they were to work with.... 
They were very professional and friendly and kept me informed the entire step of the way. 
They locked me in at an excellent rate and they still call to see how I am doing till this day. 
They provide a very personal touch during a very stressful process. It's been a pleasure working with you. I will definitely recommend you to my friends and family. 
Thank you Ruben for always being prompt in getting back to me with all my questions. 

September 5, 2013

Ruben assisted me in getting a mortgage and later to refinance that mortgage. Additionally he assisted a relative whom I referred. Ruben provided excellent service. 
I was very pleased with his attention and especially his concern for my interest. Ruben has years of experience and knows what he's doing. He is honest, trustworthy and an overall good guy. I was grateful to have him on my side when purchasing a home. I highly recommend him and will continue to use him in the future.

Natalie B .
October 4, 2013

When doing business with Ruben Gurgov it has always been a pure pleasure. He is very helpful and knowledgable in his field. Always looking for the best interest for his clients. He is not only an asset to his own business but to ours as well!! Thank you Ruben for your business. I greatly enjoy doing business with you and your company!!

Danielle M .
November 22, 2013

Ruben is very professional and has a very nice personality will help you in any way you need we are very happy that we went to him I would say he is number one Ruben knows exactly what he's doing so you can trust him and that is very important these days he is excellent !!!!!!!

Milana I .
February 26, 2014

Ruben is an amazing gentleman to work with. He is always on top of his files and keeps me well informed on all client files that have been referred to him. He is easily accessible and is very helpful to client's who are not so qualified. Pleasure to work with.

Johana M .
February 28, 2014

Ruben provided an excellent service. 
My husband and I was very pleased with his attention and especially his concern for our interest. Ruben has years of experience and knows what he's doing. I highly recommend him and will continue to use him in the future.

Oksana S .
May 15, 2014

Dealt with Ruben Gurgov when refinancing our mortgage. He demonstrated an expertise in his field, and guided us every step of the way. He is very knowledgeable, professional, and easy to deal with. Would highly recommend him to anyone.

Lyuba R .
October 4, 2013


 from 15 reviews


08/22/2019 | E.M.
Great experience


08/14/2019 | R.J.
Mr RUBEN GURGOV is the best mortgage broker I had met. He kept his promises he made.Even giving me batter rate than I was agreed upon .GOD BLESS HIM


07/19/2019 | K.S.
They are very helpful and awesome customer service.


07/03/2019 | M.A.
Fast Response, Great Organization.


05/24/2019 | B.U.
I’m very glad to meet ruben, he helped me lot about the loan .


04/30/2019 | B.Y.
it was a pleasent to work with Mr. Reben Gurgov he is a very honest and kind man .


04/30/2019 | A.M.
Ruben helped us all they way through was very pleasant as first time buyers dealing with him!


04/16/2019 | M.M.
Excellent job


04/15/2019 | R.B.
Thank you Ruben Gurgov


04/07/2019 | A.C.
Professionalism, prompt attention and skilled teamwork.


04/03/2019 | Z.M.
Very professional. Explained what needed to be done. When ever I called , was able to reach Ruben and Luz. It was a smooth journey towards our loan. It took less than 30 days to close! I wish Ruben and his team all the best!


03/25/2019 | Y.A.
Averting great


03/23/2019 | A.I.
Everything, every time I call Ruben’s he respond to me quick as possible. Overall, he took care everything very carefully and responsible.


02/20/2019 | A.S.
I found Ruben professionally friendly n he respect mutual beneficial interest beside individual benefit. Wishing him the best.


01/19/2019 | E.M.
Great service definitely recommend them