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Ruben Gurgov

Branch Manager/Senior Loan Officer

NMLS ID #8273

Full Application


"Let Ruben get you home!"

Bio

Ruben uses FM Home Loans extensive mortgage lending resources and experience to provide his clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, he is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Experienced, organized, tenacious, aggressive, caring and knowledgeable

Reviews

 from 15 reviews

 

03/22/2021 | E.D.
Great service overall.

 

03/21/2021 | C.K.
I re-financed and the transaction was closed within 50 days.

 

03/07/2021 | L.A.
Very professional and did everything he said he would!

 

03/04/2021 | A.K.
No hassel & great service

 

02/16/2021 | R.A.
I received a lot of support throughout the process which was very appreciated.

 

02/16/2021 | S.K.
After processing & at final stage, my 3 months of morgage application for a co-op was denied by Wells Fargo stating ‘The Building is not good for investment as the building owes a large morgage loan to banks’. As such, I was referred by an agent to FM Home Loan and Ruben Gurgov assisted to my new application with a magical outcome closing an apartment within 21 days of application. My heartfelt thanks to FM Home Loan & I really appreciated the effort & hard work put forth by Ruben Gurgov!

 

02/07/2021 | G.A.
Ruben always answer the questions in a positive way.

 

01/24/2021 | S.K.
All over great

 

01/05/2021 | S.A.
On point. Quick, proficient

 

12/20/2020 | R.B.
Everything went great

 

11/22/2020 | M.H.
Nice

 

11/16/2020 | M.K.
From advice to service and transparency .. It was a great experience. Thank you.

 

11/14/2020 | M.S.
Ruben is a great person to deal with. Everything went easy and as promised. Thank you.

 

11/05/2020 | A.I.
Great Service

 

10/30/2020 | A.M.
I have worked with Ruben a number of times and his professionalism has been excellent time in and time out. He has delivered on his word at all times. A pleasure to work with. I will continue to work with Ruben in the future and advise all to do as well. You will not be disappointed.

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Compare the estimated costs of buying vs. renting a home.

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Should you rent or own?
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Estimated total gain over 7 years if owning:
Rent Own
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Renter's Insurance
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PMI (Mortgage Insurance)
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Homeowner's Insurance
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Total Payments Over 7 Years
Total Tax Savings Over 7 Years
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Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.