Ruben GurgovBranch Manager/Senior Loan Officer
NMLS ID #8273Full Application
"Let Ruben get you home!"
Ruben uses FM Home Loans extensive mortgage lending resources and experience to provide his clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, he is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.
Experienced, organized, tenacious, aggressive, caring and knowledgeable
Direct: (718) 969-7170
Fax: (718) 732-0687
Cell: (770) 722-1393
Licensed States: NY
FM HOME LOANS - FRESH MEADOWS BRANCH
186-09 Union Tpke
Fresh Meadows, NY 11366
Rent Vs. Own
Compare the estimated costs of buying vs. renting a home.
|Home Purchase Price:|
|Mortgage Interest Rate:|
|Should you rent or own?|
|Average monthly payment increase if owning:|
|Estimated total gain over 7 years if owning:|
|Initial Rent Payment|
|PMI (Mortgage Insurance)|
|Before Tax Monthly Payment|
|Annual Home Maintenance|
|Total Payments Over 7 Years|
|Total Tax Savings Over 7 Years|
|Average After Tax Monthly Payment|
|Estimated Home Selling Price|
|Estimated Cost to Sell|
|Down Payment & Initial Closing Costs With Unearned Interest|
|Investment Gain of Owning vs. Renting|
|Total Payment Savings of Owning vs. Renting|
|Total Payment Savings of Renting vs. Owning|
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
RE Training & Seminars
Find out about our exclusive training, seminars and growth opportunities for real estate professionals. Ask your LO for details.
Check Loan Status
Login with your account info to view the status of your loan. Contact your loan officer for details.
Appraisals are required to determine the value of the property. We will let you know when it’s the proper time to pay for your appraisal. When notified, please enter and order your appraisal.