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Ruben Gurgov

Branch Manager/Senior Loan Officer

NMLS ID #8273

Full Application

"Let Ruben get you home!"


Ruben uses FM Home Loans extensive mortgage lending resources and experience to provide his clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, he is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Experienced, organized, tenacious, aggressive, caring and knowledgeable


 from 15 reviews


10/01/2021 | E.F.
Ruben and his team are very knowledgeable!!! Had an amazing experience with him and his team. Thank you Ruben for all of your work!


10/01/2021 | A.M.
Great customer service


09/30/2021 | K.A.
He is good person


09/30/2021 | S.B.
It was a fret experience, service delivered as promised.


09/30/2021 | M.Z.
Fast work.


09/28/2021 | U.S.
I am glad because they work on time and supported me, helped me a lot and will buy my house. And I have a beautiful house with my dreams Thanks! Ruben Gurgov.


09/27/2021 | M.D.
It was very smooth and easy . Great team. Thank you guys.


09/06/2021 | Z.S.
I would say “ if you need a good rate and quick to close, you should go to Ruben”We had a great experience with Ruben and his team! Even the current challenging circumstances around COVID-19 we got a good rate and and closed within 40 days which was very important for us. They kept me informed at every stage of the process and always responding to my my questions right away. I highly recommend Ruben and his team to anyone needs a mortgage!! He is very professional, trustworthy and knowledgeable.


08/24/2021 | L.E.
The FM staff were really supportive throughout my home buying process. They are professional, patient, courteous and communicate well. They always kept us informed about everything.


08/24/2021 | D.B.
FM Homeloans works very quickly and efficiently.


08/03/2021 | G.A.
Great team.


08/02/2021 | B.K.
Ruben is the best Lender I have ever deal with, closed in less then 4 weeks, rate was lowered ever and moat important that I spoke to few lenders and all told me that this loan is impossible. thank you


07/23/2021 | F.N.
The professionalism


07/21/2021 | Y.A.
Service was great


07/18/2021 | L.A.
Great service and everyone are so good..

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Compare the estimated costs of buying vs. renting a home.

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Initial Rent Payment
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Before Tax Monthly Payment
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Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.