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Ruben Gurgov

Branch Manager/Senior Loan Officer

NMLS ID #8273

Full Application

"Let Ruben get you home!"


Ruben uses FM Home Loans extensive mortgage lending resources and experience to provide his clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, he is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Experienced, organized, tenacious, aggressive, caring and knowledgeable


 from 15 reviews


05/24/2022 | A.A. | Flushing, NY
Fast response, excellent communication and great service!


05/24/2022 | I.M. | Flushing, NY
Fast response, knowledgeable advice.


05/16/2022 | K.H. | West Babylon, NY
Ruben was a great advisor when It came to the financial process of purchasing a new home for the first time. He explained in detail the process and provided us with everything we needed to further move on with the approval. When needed he was always available and his staff is very diligent on the work they do. They provided us with great rates and explanation of everything being done. I would highly recommend Ruben to friends and family


05/15/2022 | C.P. | West Babylon, NY
Ruben and his staff are very professional and they are always on top of everything making sure you have all the documents required to get approved and so you don’t have any delays in the process of buying your house. Ruben always helps you in everything he can and he does the best to give you the best rates in the Market. I will definitely recommend Ruben to friends and family, he will take care of you.


05/13/2022 | R.T. | Bronx, NY
Service is good


04/15/2022 | D.K. | Great Neck, NY
Easy to work with


04/07/2022 | M.A. | Queens Village, NY
Ruben and his team gave me excellent service. I am very happy with their service


04/01/2022 | R.A. | Staten Island, NY
its great working with f m loans


03/03/2022 | K.L. | Lido Beach, NY
Ruben was efficient, quick, and very helpful. We could not have done this without him.


02/28/2022 | G.S. | Briarwood, NY
Fast and easy and organise very good job Thank you so much.


02/11/2022 | A.A. | Briarwood, NY
The Best experience I ever had, very professional team ,They made my experience easy and no hustle stress free, thank you very much ,definitely will recommended this company


02/03/2022 | S.S. | Great Neck, NY
Very professional


02/03/2022 | R.A. | Astoria, NY
He passionately cares about his customers closing the deals as he promised


01/28/2022 | M.D. | Massapequa, NY
Ruben is an experienced mortgage lender who was able to get me a mortgage where many others had failed from other banks. Thank you so much!

  Completed transaction in January 2022 in Commack, NY.

01/07/2022 | E..
Ruben and his entire team are absolutely amazing and professional. I would definitely recommend them to everyone who is looking to buy a house. This is the first time me buying a home and FM group made my experience so smooth and less stressful. I will be forever Grateful to them. Ruben and his team Alex, Irina was so helpful in every way and always was available to answer all my questions and I had a lot of them. :))

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Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.