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Nathan Perlstein

Senior Loan Officer

NMLS ID #63611

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"Let Nathan get you home!"


Since 2004, Nathan has been one of the top loan officers at FM Home Loans. He was initially attracted to the idea of having a positive impact on people's lives by helping them achieve their goal of home ownership. That early enthusiasm has never worn off. To Nathan, the excitement of structuring a new deal, meeting new people and getting his customers to close, never gets stale. Nathan genuinely enjoys meeting new people and is known for his warm and loyal relationships within the real estate community. True to his word, Nathan's clients know that his word is as good as gold and they can be confident that he will get the job done. Nathan’s clients benefit greatly from his energy, devotion, reliability, professionalism, skilled mortgage knowledge, and exceptional service. 

Superhero Moment

One morning, Nathan awoke to find that his car had been vandalized. He called the police, they came to investigate, and Nathan ended up helping both responding officers get the mortgages they were looking for!


We just closed on an investment property with Nathan & Hanna at FM loans.  They were absolutely fabulous in this whole process!  Very responsive and if something was at all possible (like deadlines) - they made sure it happens. If it was wise to hold off to respect boundaries, they articulated that and acted accordingly. They have trustful and good relationships with banks, which helps in the process and speaks for them. They always took the time to explain so I could understand the process better. I quickly learned they are on top of things and that I could trust.
Thanks to their patience, diligence and dedication it was a smooth process with no surprises in a super timely manner. 

I work with many different people at all different levels and it is rare to be working with somebody that has this work mentality and is as competent in what they do.

Gesa K .
August 16, 2016

Nathan and his team are extremely professional and efficient, with a strong customer service orientation. I am a satisfied repeat customer

Brooklyn B .
June 1, 2016

Nathan, Hanna and the entire team were great. They were very professional, helpful, and responsive to whatever questions/concerns I had. They were there every step of the way. It felt really good to have that personal touch, and know they were on my side. The fees they have are efficient as well. At the closing, even my lawyers were impressed on how "simple" they made everything on their end for such a complex transaction. 

I highly recommend these guys as your mortgage broker. You won't be disappointed.

James P .
November 16, 2015

Writing a good review is a mixed bag...because as much as I wish them more success, I want to keep using them for my financing needs, so I hope they don't get too busy to help me down the road.
love this team. I gave them a try after working10 + years with another broker who had always done very well for me, but was not performing as well as he used to.

Nathan has now done several refi's for me and they are prompt, professional and get quick closings (assuming you get your paperwork done in a timely manner).

Thank you Nathan and Hannah for all your help. You have done such good work for me.
I am happy to write about it here

All the best

Richard R .
March 23, 2015

Nathan and Hanna helped me secure financing for a recent home purchase. They were highly competent and an absolute pleasure to work with. I highly recommend Nathan and would work with him again in a heartbeat.

Scott K .
April 10, 2016

Nathan and his staff where extremely knowledgeable, thorough and impressive in their efforts to secure a mortgage loan for me. Thanks to them the process was more enjoyable than I could have anticipated. I look forward to doing business with Nathan again.

Christain S .
January 30, 2015


 from 15 reviews


09/28/2020 | B.A.
How personal the experience. I know i am taken care of.


09/21/2020 | K.H.
The whole team especially Hannah who guided me through the loan process. It was a pleasure dealing with her and FM Home Loans.


09/04/2020 | T.M.
Nathan’s commitment to his clients is second to none. Him and his team go above and beyond to provide a smooth mortgage process from start to finish. Nathan is a hard worker, is very knowledgeable, and gets things done quickly and efficiently.


08/24/2020 | C.M.
the entire process is so smooth with Nathan and his office - best broker and team ever.


08/23/2020 | S.F.


08/13/2020 | A.M.
I have used Nathan and his Underwriter Hanna at FM Home Loans on several occasions and have always appreciated their diligence and professionalism. I would not hesitate to recommend them to anyone looking for home loan services.


08/09/2020 | G.G.
everything was tailored to our needs


08/06/2020 | S.T.
the fastest easiest and smartest guy ever seen! good luck!


07/25/2020 | J.K.
Nathan was very supportive and invested in helping us understand the process and our options. He also has really fantastic data visualization aides that we haven't seen elsewhere!


07/22/2020 | V.J.
Love working with FM, they make you feel at ease. Hanna is a sweetheart and Nathan it was a pleasure working with you both when I first bought my house and then when I refinanced. Couldnt think of anyone else to use, very professional, reliable and trust worthy. I have no issues referring FM to my family and friends.


06/19/2020 | L.L.
Nathan and Hanna were both very fast to respond, were always open and honest, and were always on top of their game; their knowledge, service, and ability are truly unmatched. I recommend them without hesitation to others, because I know they'll do an amazing job.


06/18/2020 | M.Z.
The whole experience from beginning to the day of the closing was very professional and pleasant.


06/16/2020 | J.X.
Nathan and his team is wonderful!


05/26/2020 | J.H.
Nathan is a true pro at what he does and his team is sharp and prompt. He and his team have exceeded expectations every time. Would happily work with him again and definitely recommend him!


05/13/2020 | D.W.
The overall professionalism & willingness to answer all my concerns.

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