Bio
Naphtali prides himself on helping families and individuals achieve their dreams by leveraging FM Home Loans extensive mortgage lending resources to provide great rates, fast pre-approvals, superior customer service and hassle-free closings. As a Loan Officer with FM Home Loans, Naphtali is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.
Super Powers
Thorough, tenacious, responsive and responsible
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Contact
Direct: (718) 732-0369
Fax: (718) 732-0917
Email: nsadowsky@fmm.com
Dept: Sales
Licensed States: NY
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Location
FM HOME LOANS - MIDWOOD CORPORATE OFFICE
2329 Nostrand Avenue, 3rd Floor
Brooklyn, NY 11210
Reviews
Payment Calculator
Rent Vs. Own
Compare the estimated costs of buying vs. renting a home.
| Monthly Rent: | |
| Home Purchase Price: | |
| Down Payment: | |
| Mortgage Interest Rate: |
| Should you rent or own? | |
| Average monthly payment increase if owning: | |
| Estimated total gain over 7 years if owning: |
| Rent | Own | |
|---|---|---|
| Initial Rent Payment | ||
| Renter's Insurance | ||
| Mortgage Payment | ||
| PMI (Mortgage Insurance) | ||
| Property Taxes | ||
| Homeowner's Insurance | ||
| Before Tax Monthly Payment | ||
| Annual Home Maintenance | ||
| Total Payments Over 7 Years | ||
| Total Tax Savings Over 7 Years | ||
| Average After Tax Monthly Payment |
| Estimated Home Selling Price | |
| Loan Balance | |
| Estimated Cost to Sell | |
| Down Payment & Initial Closing Costs With Unearned Interest | |
| Investment Gain of Owning vs. Renting | |
| Total Payment Savings of Owning vs. Renting | |
| Total Payment Savings of Renting vs. Owning |
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
RE Training & Seminars
Find out about our exclusive training, seminars and growth opportunities for real estate professionals. Ask your LO for details.
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Appraisal Portal
Appraisals are required to determine the value of the property. We will let you know when it’s the proper time to pay for your appraisal. When notified, please enter and order your appraisal.