Judy Zucker

Vice President

NMLS ID #1035126

Full Application

"Let Judy get you home!"


Judy Zucker defines the word PASSION! Her clients, her team, her gourmet cooking or interior decorating, Judy attacks all assets of her life with passion. Her winning combination of passion and fourteen plus years mastering the mortgage industry have placed Judy in the top percentage of loan officers in the industry. Judy’s clients rave about her concierge customer service.  The confidence she engenders provides the trust that Judy will do everything possible to close her loans as fast as possible. Judy personifies the phrase, “When you want something done, give it to a busy person!” There is none better than working with Judy and her team. 

Superhero Moment

A client was in contract to purchase the house she was currently renting. When Judy got involved, the client had less than a month to close before her belongings would be tossed to the street. Judy’s guidance and vigilance enabled the deal to close in just under two weeks - lightning fast in the mortgage industry. 

  • Contact

    Direct: (305) 952-5373 / (718) 732-0333

    Fax: (718) 732-0989

    Cell: (917) 647-8668

    Email: jzucker@fmm.com

    Dept: Sales

    Licensed States: FL, NJ, NY

  • Location

    4651 Sheridan St., Suite 301
    Hollywood, FL 33021


Judy is extremely knowledgeable, she knows how to build a file so that there are no issues when it comes to underwriting. Judy will coach the buyer to ensure a smooth closing. She will gladly advocate on behalf of the borrower and clearly communicate any issues in advance so that the seller side is informed and on board to work together for the mutual benefit of all parties involved. 

Yaakov W . - Realtor - Beachfront Realty
September 22, 2016

Judy Zucker is simply The BEST!!!

She gets the job done when no one else can, she is trustworthy and even harder working than me ;)

Truly a professional and always the one I send my clients to without a doubt. When a mortgage is brought up, Judy is the only one that comes to mind!!!

Sharon B . - Decorus Realty
September 22, 2016

Judy Zucker and I have been able to close a number of deals together since my inception into the Real Estate business. I cannot tell you how many clients of mine she has not only helped them get a loan but also helped save them money. Additionally, she is doesn’t give you the typical roundabout that most mortgage brokers give you when a transaction gets ‘hairy’. I recommend Judy to anyone who is looking to buy a home

Jonathan A. C . - P.A.
September 22, 2016

I have worked with Judy Zucker for over two years now and she embodies true professionalism. She is always knowledgeable about her products but more importantly is empathic to the transition her clients are going through.

Additionally, she always comes through in the clutch during those tough situations. On one occasion my buyer’s appraisal came in $75K less than anticipated through another big bank and Judy was able to obtain a fresh mortgage, at a better rate within 5 business days – it was truly amazing and completely saved the deal. I could not more highly recommend Judy, if you need an erudite mortgage broker who will be just as invested as the buyer will be than look no further. 

Matthew D. H . - Brown Steven Harris
September 30, 2016

Judy made a miracle happen. Not only did we close in record time, the involvement and work I, the consumer, needed to do for this mortgage was absolutely minimal. This was seamless and flawless. It was easier that getting a car lease. 

Loreley K .
July 18, 2017


 from 15 reviews


08/23/2019 | D.E.
Great communication


08/23/2019 | C.P.
After working with half a dozen Banks, and being told there was no way we would be able to get a loan due to my employment situation, Judy and FM loans was able to find a creative way to get it done!. We are now in our dream home thanks to them. Thanks Judy for everything!


08/23/2019 | E.P.
Would give 10 stars if I could. Judy was attentive and detail oriented and whatever she said I trusted her fully. Have already recommended her to many colleagues and clients and will keep doing so. Thank you for everything Judy!


08/20/2019 | S.H.
Excellent customer experience.


08/04/2019 | A.B.
Clear communication throughout. No surprises and always available for more questions. The automated emails got confusing at times - but was quickly clarified with a phone call or email.


08/02/2019 | Z.S.
She is very easy and good to work with its my second time doing a mortgage with her and always recommend her to people.


08/02/2019 | Y.D.
Judy and her team took our calls at many different hours, and helped step us through this entire process, which was new to us. She even got us a better interest rate than her initial estimate!


08/01/2019 | F.A.
Judy is a fantastic professional, extremely sharp and accurate. Communication was amazing, very clear and on time. I couldn't be happier with her and Grace. Looking forward to work with them again in the near future.


07/26/2019 | L.D.
Judy, gave me a great rate and she was quick to return calls and answer any/all questions in a timely manner. I would highly recommend her for any refinancing or mortgage use.


07/23/2019 | A.G.
Judy made the process quick and easy. She is great to work with and I highly recommend her and FM Home Loans to anyone who needs a mortgage.


07/23/2019 | L.Y.
Simplified the process and tool the anxiety of it


07/17/2019 | A.Y.
Communication was simple and smooth and expectations we're exactly on target despite the hurdles that had to be overcome. And there were hurdles especially with the appraisal value. Thanks we really appreciate the efforts you put in.


07/11/2019 | J.L.
The FM team was very personal when handle my home loan it was a pleasure.


07/10/2019 | S.J.
Judy was so honest whatever she said she could do she did! Even though it wasn't easy on her end. We trusted her so we were calmer. and the process was so quick!


05/29/2019 | P.E.
Judy is not only beautiful but also a master of this business, I am a broker and referred several clients to her, they all love her. for her performance and for her personality. Most clients get frustrated and worried sometimes in the processes of applying for loans, Judy has a calming effect, she takes their calls, and mine when I was applying and gives updates and always fallows up. At the end of the day, its about the products and the customer service and she has them both.