We're here for you during the uncertainty surrounding the Coronavirus (Covid-19) pandemic. Learn more

Judah Cohen

Chief Operating Officer

NMLS ID #66277

Full Application

"Let Judah get you home!"


Judah has been a part of the FM Home Loans team since 2001. Judah specializes in understanding the nuances of each type of loan. He takes pride in bringing focus and self-discipline to every deal, which he believes is the key to his personal and professional success. The fluidity of performance of FM Home Loans can be credited to Judah's uncanny ability to prioritize, take control of complex situations and elevate the work ethic of those around him. His largest loan was for a professional athlete who rewarded Judah with a signed jersey. That jersey is still hanging in his office to always remind him that hard work pays off in unexpected ways. Judah maintains his good health through spending much time at the gym and eating right. Judah’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service.


Super Powers

Reliable, Knowledgeable, Health-Conscious, Energetic, Responsible, Inspires Confidence


 from 15 reviews


01/19/2021 | E.B.
Judah and his team made the entire process easy and convenient. Judah was transparent about how all things worked and the best options available for the client. In today’s world people usually steer you to there best outcome vs the clients best outcome. Thanks for all the help and being an awesome fellow. Ezra


01/11/2021 | M.A.
Professionals communicating perfectly throughout. Could not have been a better experience. Thanks for all


01/07/2021 | I.J.
Judah had a lot of patience with us. He helped us with the computer and answered all of our questions until we understood everything


12/25/2020 | F.A.
Great work, I’m fully happy


12/22/2020 | S.S.
It was easy


12/08/2020 | S.H.
What a great experience! Fast, informative every step of the way, and alway accessible! HIGHLY RECOMMEND!


11/25/2020 | J.F.


11/04/2020 | O.F.
Just such a great transaction all around


11/03/2020 | A.A.
Though my prerequisite was much because I am self employed, you made my dream come through. Thank you


10/18/2020 | A.R.
Very smooth process.


09/18/2020 | T.R.
Steve Hartstein and Chanelle Nardella were a pleasure to work with. The communication was great during the entire loan process and I couldn't have asked for a better experience. They were very accommodating of my specific situation and we were able to diligently close on the loan.


09/18/2020 | A.S.
Loved working with Moshe


08/26/2020 | S.T.
Easy to communicate with, simple instructions.


08/21/2020 | B.H.
The process was great


08/14/2020 | R.C.
We refinanced our mortgage with Judah, and we highly recommend him and his team. Judah was extremely helpful from the start, taking the time to explain the key information and options with patience, and always responding to our emails and calls quickly. Aryeh was incredible as well, working through our lists of documents and files at incredible pace and staying in close communication with us throughout the process. Thanks to this team we got a great rate and terms with minimal hassle.

Payment Calculator

Loan Information


Property Information


Taxes And Insurance Information

Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information


Home Purchase Information

Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.