Joshua Brenner

Loan Officer

NMLS ID #2030405

"Let Joshua get you home!"


Joshua uses FM Home Loans extensive mortgage lending resources and experience to provide his clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, Joshua is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication..

Super Powers

Tenacity, Commitment, Reliability, Humor, Warmth and Athleticism.


 from 3 reviews


09/14/2022 | S.W. | Suffern, NY
Josh made himself available at different times as he assisted us through the home purchase navigation process. Josh was attentive to our needs and genuinely cared for us. We were so happy with the level of attention and professionalism we received from him.


04/18/2022 | J.S. | Asbury Park, NJ
Josh was personable, communicative, and kind. Couldn't have asked for more.


04/12/2022 | E.J. | Asbury Park, NJ
Josh was helpful, friendly, and responsive every step of the way!

Payment Calculator

Loan Information


Property Information


Taxes And Insurance Information

Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information


Home Purchase Information

Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.