Joseph Sinensky

Corporate Counsel


"Let Joseph get you home!"

Bio

One of the many aspects as Corporate Counsel, Joseph is tasked with the unenviable position of ensuring that FM Home Loans maintains the highest standards of ethics and compliance. Thanks to his endearing personality and approachable demeanor, Joseph has become our company's master problem solver. A former VP and In-House Counsel at Merrill Lynch and Oppenheimer, Joseph has the experience, knowledge and professionalism to successfully navigate FM Home Loans towards unprecedented growth.   

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Loan Information

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Property Information

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Taxes And Insurance Information

Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information

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Home Purchase Information

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Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.