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Jacob Nussbaum

Loan Officer

NMLS ID #2021723

Full Application

"Let Jacob get you home!"


Jacob uses FM Home Loans extensive mortgage lending resources and experience to provide his clients with great rates, fast pre-approvals, superior customer service and hassle-free closings. As a loan officer with FM Home Loans, Jacob is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Tenacity, Commitment, Reliability, Humor, Warmth and Athleticism.


 from 3 reviews


04/30/2021 | K.W.
Working with Jacob was a pleasure! He took his time to explain everything in great detail. He is patient, knowledgeable, and professional. My emails and calls were answered in a timely manner. In the days leading up to my closing, Jacob made sure all documents were in order, which made my closing quick, seamless, and stress-free. I highly recommend FM Home Loans and Jacob!


04/14/2021 | G.S.
He was very informative in telling us the information. He was always available to take our call no matter what the time of day was. He walked us through the whole process from beginning to end.


04/08/2021 | R.S.
Jacob was so helpful through out the entire process. Being that this process can sometimes be confusing, Jacob made it clear and smooth as possible. He was available whenever we needed him to help us get the best rate we can and advocated for us when necessary. He was professional and yet explained step by step so that we would understand. I would highly recommend him.

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Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

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Home Purchase Information

Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.