Fayge Zaks

Loan Officer

NMLS ID #1276243

Full Application

"Let Fayge get you home!"


Fayge prides herself on helping families and individuals achieve their dreams by leveraging FM Home Loans extensive mortgage lending resources to provide great rates, fast pre-approvals, superior customer service and hassle-free closings. As a Loan Officer with FM Home Loans, Fayge is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication


 from 15 reviews


12/09/2022 | Y.G. | New City, NY
Great awesome


08/27/2022 | T.I. | Jackson, NJ
The entire team was very on their game. Gauge was there and available to discuss any questions along the way and she had my best interests in mind the entire time. Very positive experience!


07/12/2022 | Y.K. | Howell, NJ
It was was Excellent


04/08/2022 | C.O. | Lakewood, NJ
Everyone was so easy to work with and clear about what was needed to proceed.


04/04/2022 | A.K. | Jackson, NJ
Service and response time


02/22/2022 | S.P. | Suffern, NY
Amazing experience!! So helpful, accommodating, graciously answering and sorting out any and all questions…. A pleasure to work with!!


02/17/2022 | N.H. | Spring Valley, NY
Got the job done.


02/11/2022 | D.Z. | Spring Valley, NY
A wonderful and smooth experience! Couldn't have asked for more!


12/19/2021 | M.W. | Jackson, NJ
Fayge was such a pleasure to work with! She was very easy to reach, handled all the myriad aspects of our loan with a high level of competence and professionalism, and ensured that we closed in a timely fashion!! We would confidently recommend her to all our friends!!


11/20/2021 | M.Z. | Thiells, NY
She isthe best thing since sliced bread! We all love her!!!!!!


11/07/2021 | A.K. | Toms River, NJ
Efficient service and was always available


11/05/2021 | F.K. | Lakewood, NJ
Fayge Zaks was amazing! She walked us through the whole way from start to finish.. She is very knowledgeable and helpful. Her staff, are well trained. She made the home buying mortgage experience easy and painless!!


10/01/2021 | M.G. | Jackson, NJ
Efficient Making customers feel at ease even if something needed ironing out Excellent Grasp of individual situations and adapting Prompt responses


08/17/2021 | F.K. | Toms River, NJ
Fayge was a pleasure to work with. Her knowledge and follow through skill were on point and her availability at all times needed was unbelievable!


08/11/2021 | B.W. | Toms River, NJ
Fayge was consistent and persistent. She was always available for any question didn’t matter what time. Getting a mortgage can be stressful, but with Fayge she made the process stress free!

Payment Calculator

Loan Information


Property Information


Taxes And Insurance Information

Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information


Home Purchase Information

Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.