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Fayge Zaks

Loan Officer

NMLS ID #1276243

Full Application

"Let Fayge get you home!"


Fayge prides herself on helping families and individuals achieve their dreams by leveraging FM Home Loans extensive mortgage lending resources to provide great rates, fast pre-approvals, superior customer service and hassle-free closings. As a Loan Officer with FM Home Loans, Fayge is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication


 from 4 reviews


04/06/2021 | M.M.
Faigy walked us through the whole mortgage process. She was very patient and extremely knowledgeable.


03/07/2021 | E.B.
Fayge was so helpful and a pleasure to work with! Helped us sail over any bumps that came up in the process!


10/29/2020 | S.G.
Working with Fayge and FM loans has been a pleasure. We were always given the time of day! I highly recommend Fayge as well as FM loans to all home buyers!!


10/29/2020 | R.B.
Fayge was so patient and straight forward. I never felt shy to ask questions or to send emails. Fayge was very on top of the situation making sure everything from beginning to end went smoothly! I recommend Fayge to anyone looking to apply for a mortgage!!

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Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

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Home Purchase Information

Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.