David Berger

Corporate CFO


"Let David get you home!"

A hands-on CFO and trusted strategic adviser, David Berger is a high energy problem solver, with strong business acumen, accounting, and financial background. David joined FM Home Loans in 2021, and immediately created a long-term plan to allow for growth.

Responsible for all accounting and financial operations. Prior to joining the company, David spent over 20 years in a successful career in public accounting as well as a partner in a large national accounting firm working directly with executives to improve tax efficiency, enhance business operations with a strong focus on growth while simultaneously recognizing the need to streamline operations and reduce expenses.

David is Licensed as a CPA in the State of New York and is also certified as a CGMA. He is a member of both the AICPA and the NYSSCPA. He holds a BS degree in accounting from Touro College and an MS in Taxation from Pace University.

 

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Loan Information

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Property Information

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Taxes And Insurance Information

Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information

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Home Purchase Information

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Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning
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The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.