We're here for you during the uncertainty surrounding the Coronavirus (Covid-19) pandemic. Learn more

Ari Coopersmith

Loan Officer

NMLS ID #40869

Full Application

"Let Ari get you home!"


Celebrating more than two decades of providing superior customer service and mastering all facets of mortgage lending, Ari maintains the enthusiasm and devotion of a newly minted loan officer.  Leveraging his vast industry knowledge along with FM Home Loans’ relationships and resources, Ari successfully navigates the intricacies of the mortgage process that many loan officers miss. Ari’s clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service.  

Super Powers

Experienced, Super-Responsiveness, Reliable, Knowledgeable


 from 15 reviews


09/20/2022 | P.. | Jackson, NJ
It was great, thanks


09/16/2022 | M.Z. | Jackson, NJ
Mr Coopersmith was dedicated caring and very helpful in every step of the way. He was easily accessible and I valued his advice as he has many years experience. He was looking out for my best from beginning to end, it was overall an excellent experience!


08/18/2022 | N.R. | Monsey, NY
He held my hand through the entire process


08/09/2022 | S.E. | Toms River, NJ
Ari guided us through the entire process to ensure a smooth closing!


08/09/2022 | M.G. | Howell, NJ
Great service. Extremely patient and helpful. Very pleasant experience. Couldn't of asked for better.


08/01/2022 | M.G. | Brick, NJ
Great service and support!


07/24/2022 | T.M. | Jackson, NJ
Communication was great and getting things done efficiently and quickly


07/21/2022 | A.F. | Howell, NJ
Ari & Mike are on top of the game. They are really a pleasure to work with. I would not go anywhere else to get a mortgage


07/15/2022 | A.J. | Brooklyn, NY
Constant communication and responsiveness


07/14/2022 | L.K. | Howell, NJ
We really appreciated the time and patience we were given every step of the way. Thank you!


07/08/2022 | S.R. | Lakewood, NJ
Working with you was a pleasure. Everything I needed to submit was written clearly and explained to me. All questions were addressed. I had a very good experience dealing with you and your company. Thank you!


06/08/2022 | J.S. | Toms River, NJ
Mr Coopersmith is highly educated in all aspects of the purchase and Refi processes, this in turn creates a smooth and pleasant experience for the client.


05/27/2022 | J.W. | Lakewood, NJ
Ari is knowledgeable and explained what suits our needs


05/25/2022 | J.G.
Ari is very pleasant to work with and got the job done even in a tough competitive environment


05/21/2022 | J.W. | Lakewood, NJ
We were advised each step of the way. Every step went smoothly, and the mortgage came through in a timely fashion.

Payment Calculator

Loan Information


Property Information


Taxes And Insurance Information

Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information


Home Purchase Information

Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.