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Anessa V Cohen

Senior Loan Officer

NMLS ID #66519

Full Application

"Let Anessa get you home!"


Anessa prides herself on helping families and individuals achieve their dreams by leveraging FM Home Loans extensive mortgage lending resources to provide great rates, fast pre-approvals, superior customer service and hassle-free closings. As a Loan Officer with FM Home Loans, Anessa is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.

Super Powers

Knowledgable, experienced, caring and reliable. 


 from 9 reviews


02/14/2020 | J.L.
Anessa is trustworthy and tenacious. We could always count on her to give us honest advice and look out for our best interests.


11/07/2018 | S.F.
Anessa was a pleasure from start to finish. She knew just what to do to get us a great rate and walked us through every step of the process. She made it extremely easy and devoid of stress.


12/22/2017 | A.K.
In a word, AMAZING!


06/28/2017 | D.S.
prompt and personal response to all questions / concerns throughout the process.


04/25/2017 | J.L.
Anessa worked so hard and never gave up until we finally found the perfect home for us. We will be forever grateful.


04/24/2017 | E.O.
Anessa is extremely knowledgeable about the Five Towns real estate market. She is tenacious and gets the job done, despite any obstacles. She is objective in her assessments and understands priorities. She keeps her word and will work around the clock in order to get the deal done.


04/24/2017 | A.L.
Anessa is Extremely knowledgeable and professional!


04/21/2017 | S.N.
Anessa is wonderful


04/20/2017 | A.L.
Anessa worked with us tirelessly to put us in our perfect home. She actually listened and processesed what what our dreams were and then added her deep knowlege of the community and the overall climate of the housing market to guide us with great integrity to the right house in the right place for the right price. We will be grateful to her forever. If you are lucky enough to go through the process with her, you will be well served.

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Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

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Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.