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Andrew Brecher

Loan Officer

NMLS ID #1257820

Full Application

"Let Andrew get you home!"


Andrew prides himself on helping families and individuals achieve their dreams by leveraging FM Home Loans extensive mortgage lending resources to provide great rates, fast pre-approvals, superior customer service and hassle-free closings. As a  Loan Officer with FM Home Loans, Andrew is dedicated to building lasting relationships with realtors by providing their buyers with effective purchasing solutions and real time communication.


 from 7 reviews


12/03/2020 | M.A.
Very easy to communicate with and responsive to calls


10/18/2020 | M.H.
Easy to work with straight shooter. Andrew is a real mentch.


10/14/2020 | R.L.
Andrew was great with communicating and keeping us in the loop through the process.


07/22/2020 | D.G.
Andrew is great to deal with. His service is swift, professional and comes along with a personal touch. He is the number 1 broker! I recommend every to work with Andrew!


10/25/2019 | D.G.
Andrew was a pleasure to deal with. great Job!


10/20/2019 | D.G.
Excellent Job!! The process couldn’t have gone smoother!


08/22/2018 | Y.H.
Andrew is the best!!

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Rent Vs. Own

Compare the estimated costs of buying vs. renting a home.

Rental Information


Home Purchase Information

Monthly Rent:
Home Purchase Price:
Down Payment:
Mortgage Interest Rate:
Should you rent or own?
Average monthly payment increase if owning:
Estimated total gain over 7 years if owning:
Rent Own
Initial Rent Payment
Renter's Insurance
Mortgage Payment
PMI (Mortgage Insurance)
Property Taxes
Homeowner's Insurance
Before Tax Monthly Payment
Annual Home Maintenance
Total Payments Over 7 Years
Total Tax Savings Over 7 Years
Average After Tax Monthly Payment
Estimated Home Selling Price
Loan Balance
Estimated Cost to Sell
Down Payment & Initial Closing Costs With Unearned Interest
Investment Gain of Owning vs. Renting
Total Payment Savings of Owning vs. Renting
Total Payment Savings of Renting vs. Owning

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.