When you come in to meet with me and bring the documentation we need to go over together, we’ll be on the road to determining how much money you are qualified to borrow.
We look at your income and bills, and then we plug those numbers into calculations called front-end and back-end ratios to determine the percentage of your income that can be devoted to your housing payment. We’ll take a look at current interest rates, local property taxes and homeowner’s insurance costs as well as the mortgage payment itself, as these are all factors in your housing costs.
Visit our Calculators page to try some different scenarios out. Then when you’re ready, we’ll get you pre-approved for a loan amount and you can begin looking at houses with your agent! There are so many different types of mortgages out there - how do I know which one I should choose?
My father's family name being Pirrip, and my Christian name Philip, my infant tongue could make of both names nothing longer or more explicit than Pip.
At such a time I found out for certain, that this bleak place overgrown with nettles was the churchyard; and that Philip Pirrip, late of this parish, and also Georgiana wife of the above, were dead and buried; and that Alexander, Bartholomew, Abraham, Tobias, and Roger, infant children of the aforesaid, were also dead and buried; and that the dark flat wilderness beyond the churchyard, intersected with dykes and mounds and gates, with scattered cattle feeding on it, was the marshes; and that the low leaden line beyond, was the river; and that the distant savage lair from which the wind was rushing, was the sea; and that the small bundle of shivers growing afraid of it all and beginning to cry, was Pip.
"Hold your noise!" cried a terrible voice, as a man started up from among the graves at the side of the church porch. "Keep still, you little devil, or I'll cut your throat!"