David Brecher is the founder and CEO of FM Home Loans LLC, a trailblazing figure in residential mortgage banking. Born and raised in New York City, David embarked on his career straight out of high school in 1989. He founded FM Home Loans, which received its mortgage banking license in 1999 and has since grown to be a resilient force in the industry.

FM Home Loans stood out during the tumultuous times of the Great Recession by prioritizing integrity over profit, avoiding subprime lending, and focusing on customer value. With offices spanning across NYC, New Jersey, and Florida, and licensed in 26 states, FM Home Loans annually funds an average of $2 billion in residential loans. David’s leadership is marked by professionalism, expertise, and a steadfast commitment to maintaining exceptional service standards for clients and employees alike.

In the current high rate, high price, and inflationary environment, David and his team have dedicated themselves to making homeownership affordable through innovative thinking and leveraging all available tools. They continue to offer some of the most valued affordable loan programs, utilizing out-of-the-box strategies to meet the evolving needs of their clients.

With over 200 employees, FM Home Loans continues to grow steadily even in challenging economic environments. David's strategic guidance has not only ensured the company's resilience but also fostered its expansion and continued success. Beyond his professional achievements, David is deeply engaged in charitable endeavors, dedicating his spare time to making a positive impact in the community through various philanthropic initiatives.

Inspires Confidence, Trustworthy, Thorough, Laser-beam focus, Team-Builder