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Every client has unique priorities, resources and goals. At FM Home Loans, we have successfully helped thousands of satisfied clients by presenting all relevant options. We weigh the costs and benefits of each loan type and match the client to the very best loan for their needs.
Conventional Mortgages
There are 3 types of conventional loans in the United States: conforming loans, non-conforming loans and high-balance mortgages.
Fixed Rate Mortgages
Exactly as its name implies, a Fixed Rate Mortgage has a fixed interest rate that remains static for the life of the loan.
Adjustable Rate Mortgages
An adjustable-rate mortgage (ARM) has a flexible interest rate that responds to market fluctuation.
Government Loans
You may be eligible for preferred rates and protections through government programs for military vets, senior citizens and many other designations.
Specialty Loans
If you are: · Considering buying a home later in life · A foreign national looking to purchase a home in the US...
Pre Approval
Getting Pre-Approved is probably the smartest way to begin the home buying process.
Non-QM Investor Solutions
FM Home Loans offers responsible non-prime lending products, meeting the need of alternative credit and income borrowers in today’s mortgage market. Our programs are structured to successfully address the issues limiting borrowers’ access to credit through common sense underwriting
Non-QM Owner Occupied
FM Home Loans offers responsible non-prime lending products, meeting the need of alternative credit and income borrowers in today’s mortgage market. Our programs are structured to successfully address the issues limiting borrowers’ access to credit through common sense underwriting
Non-QM Foreign Nationals
FM Home Loans offers responsible non-prime lending products, meeting the need of alternative credit and income borrowers in today’s mortgage market. Our programs are structured to successfully address the issues limiting borrowers’ access to credit through common sense underwriting
Down-payment assistant programs
Down-payment assistant programs
Fix and Live
Fix and Live Description