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Buying
Purchasing a home is one of life’s most significant investments with many variables to consider at every stage. Equally as important to finding the right home is finding the right loan. At FM Home Loans, our highly experienced, professional and licensed loan specialists work collectively with you to define your goals, priorities and budget to secure the very best loan, interest rate and mortgage payment most suited to fit your needs. Beginning with pre-approval, we will guide you through each step of the loan process, assisting in the application, relaying information quickly and clearly and ensuring your complete confidence, resulting in a hassle free closing.
FM Home Loans assists clients in purchasing:
  • 1-4 family homes
  • Second homes/vacation homes
  • Investment properties
  • Co-ops, condos and condops
  • PUDs
  • Mixed-use properties
Looking to buy a new home?
Need a refinance?
Refinance
As a property owner, there are many reasons you may want to refinance: you may be looking to lower an interest rate, accelerate mortgage payments, turn equity into cash or consolidate debt.
Refinancing is similar in many ways to obtaining a purchase loan and many of the same qualifying factors will be considered. An FM Home Loan specialist will help you review the advantages and drawbacks of each option of refinancing your existing loan to a new one, as it relates to any of your specific needs.
FM Home Loans assists clients in refinancing:
  • 1-4 family homes
  • Second homes/vacation homes
  • Investment properties
  • Co-ops, condos and condops
  • PUDs
  • Mixed-use properties